Web resources offer look at deals for buying wheels.(tips for searching for a new or used car online)(Brief Article)(Statistical Data Included)

The lowering temperatures and the leaves changing means it's also time for the big car manufacturers to roll out their 2002 models. Whether you're just a tire-kicker or you're ready for a new (or used) set of wheels, the Internet offers a myriad of resources to make the search and purchase easier.

If you're like most people, your next car is going to depend a lot on how much you can afford to spend monthly.

Here, there are many considerations -- buying vs. leasing, your income and existing debt, your credit rating as well as car-specific factors, such as insurance, tax, license and maintenance costs.

Your financial institution's Web site is a good place to find a host of resources and tools, including current interest rates and loan calculators.

Most banks will also let you apply for a loan from the convenience of your computer chair.

If …