With a package like this, who wouldn't retire?

One executive who won't exactly have to rely on Social Security when he retires is Kirk Lanterman, the longtime chairman and CEO of Seattle-based Holland America Line-Westours Inc.

A recent filing with the Securities and Exchange Commission by Holland America's parent company, Carnival Corp., includes Lanterman's retirement terms -- and they are indeed generous.

For 15 years following his retirement, Lanterman will receive $1.6 million annually, or a total of $23.5 million. Should he die before retirement starts, or before the 15-year period is complete, the entire sum would go to his estate. He is …