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Were I a conspiracy theorist, which, of course, I'm not, I might conclude that last week's Cruickshank report on banks' services and profits was yet another chapter in the Government's efforts to root out the evils of "rip-off" Britain.
Having failed to brand the supermarkets as nasty profiteers, the Government has now turned to an easier target, thus aligning itself as the people's champion. The timing, too, lends itself to conspiracy theories, distracting attention as it does from the NHS, schools and the BMW/Rover calamity.
Both of these may well be true but as the old saying goes, "just because you're paranoid, it doesn't mean that they aren't out to get …