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A profusion of passwords has plagued end-users since the dawn of the Internet. If you're a regular Web shopper or if you frequent many online forums, you've probably registered with dozens, if not hundreds, of Web sites by now.
You may have used the same user name and password for each of those sites. But with this approach, if one of those sites turns out to be run by an unscrupulous or careless Webmaster, your universal user name and password may in short order be posted on alt.2600 or other online hacker hangouts. Then it's only a matter of time before someone logs on to Fatbrain.com with this virtual skeleton key to run up a bill on your credit card for $1,200 …