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This study examined attitudinal and behavioral differences between internal and external locus of control (LOC) consumers on credit card misuse, the importance of money, and compulsive buying. Using multiple analysis of variance and separate analyses of variance, internal LOC consumers were found to have lower scores on credit card misuse and attitudes toward money than external LOC consumers. External LOC consumers were found to have scores closer to compulsive buying behaviors. Chi-square test of independence revealed that the proportion of external LOC consumers classified as compulsive buyers was significantly higher than the proportion of internal LOC consumers ...