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Consider reality of RA transfers.
Byline: Edward West
Consider reality of RA transfers EDWARD WEST SECTION 14 Transfers between retirement annuity funds may in some circumstances be beneficial to members, but there are many instances in which such transfers are not in member's best interests.
Old Mutual retail investment product manager Andrew Ruddle says some financial advisers will know what is best for their client regarding such transfers, but it is better for clients to be aware of the ramifications, because potentially the adviser may not be. An amendment, to be signed into law soon to the Pension Fund Amendments Act, allows financial advisers to receive fee, agreed and negotiated …
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