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Credit scoring: why some do and some don't.(credit column)
In the beginning, when credit scoring first became part of the B2B credit lexicon, it was, in many circles, framed as the harbinger of doom for the traditionally fluid nature of the business. Fears arose that it would erode the "human element" that so characterizes a profession where finding a way to make sales that are patently illogical is the only way to find success. As years have passed and this complete mechanization of the credit function has yet to take place, attitudes have, for the most part, changed and credit scoring now acts as something of a technological luxury for some and a necessary efficiency for others. Interestingly enough, and as indicated by the ...
- FANNIE MAE PROMISES TO SHED SOME LIGHT ON CREDIT SCORING...
- Newspaper article from: Seattle Post-Intelligencer (Seattle, WA) March 20, 2000 700+ words
...it plans to stop using the credit scoring system by Fair, Isaac & Co...of ending the secrecy around credit scoring models. Therefore, he said...factors used in Fannie Mae's credit scoring model will be disclosed. To...
- Experian Launches New Credit Scoring System, VantageScore(SM).
- Press release article from: PR Newswire March 14, 2006 700+ words
...innovative new approach to credit scoring simplifies the credit granting...and objective approach to credit scoring methodology. As a score...education materials and credit scoring is the hottest topic on...financial objectives." The new scoring system addresses the ...
- Lenders take a closer look at credit scoring: System predicts default.(Friday...
- Newspaper article from: The Washington Times Berg, Stacie Zoe March 8, 1996 700+ words
...approve mortgage loans. Credit scoring is slowly making its...prove accurate. The credit-scoring systems primarily...Fair, Isaac's credit scoring is a technique of...information in the scoring system. The computer-generated...
- New credit scoring system aims to be more accurate.
- Newspaper article from: Santa Barbara News-Press (Santa Barbara, CA) May 22, 2007 700+ words
...best known for its trademark FICO credit scoring, recently announced that it will soon...subprime lending. Changes to the FICO credit scoring model, which debut in September...Fair Isaac. Fair Isaac said that its credit scoring model will increase in accuracy by...
- Financial Planning: New Credit Scoring System.(Brief article)
- Magazine article from: The Practical Accountant May 1, 2006 700+ words
The nation's three major consumer credit bureaus-Equifax, Experian, and TransUnion-are introducing "VantageScore" to banks, mortgage lenders, and credit card companies immediately, with availability to consumers following the lender rollout. The intent is to make it easier for financial
- Credit scoring case worries insurers. (Litigation).
- Magazine article from: National Underwriter Property & Casualty-Risk & Benefits Management Hays, Daniel October 14, 2002 700+ words
...or Florida requiring the challenged credit-scoring system, condoning this practice, committing to insurers all decisions about credit-scoring, or holding that its credit-scoring system does not violate state law." Allstate...
- Credit scoring for credit unions: a new approach.
- Magazine article from: Credit Union Executive Overstreet, George A., Jr. Rubin, Geoffrey M. July 1, 1994 700+ words
...benefits of a traditional credit-scoring system are widely known. Credit...required for a customized credit-scoring system is a daunting task. Credit...that installed a customized credit-scoring system in January 1991. Its 1990...
- Credit scoring and the next step.
- Magazine article from: Business Credit Fensterstock, Albert March 1, 2005 700+ words
...from the implementation of a credit scoring system. So, there is more that can...article covers the nature of a credit scoring model, credit scorecards, the requirements for maintaining a credit scoring system, and how to determine whether...
Source: HighBeam Research, Credit scoring: why some do and some don't.(credit column)