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If a credit union-or any financial institution of any size-is going to succeed for the long-term and attract new members in an era of extreme competition, then its personnel must think of themselves as "problem-solvers."
Why? Because nobody buys anything unless they have a problem they think you can solve.
But just "thinking" that way is not enough. The best results on service, sales and cross-promotions are generated when credit union employees are specifically trained, conditioned by practice and measured in their efforts to educate and fully serve their members.
The first order of recognition in any organization wanting to foster a healthy sales culture, however, is this: selling is not about hype, pressure or manipulation. Successful selling is honorable, ethical, and helpful.
The primary focus is combining your knowledge and experience with your member's knowledge of his/her own financial needs to …
Source: HighBeam Research, Don't Be Good At Sales, Be Excellent Problem-Solvers.