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Arranging funeral expenses: Service costs can be high and can catch you off guard.
Byline: Pamela Yip
Aug. 7--When Patty Jacobs' 33-year-old son, Jeff, died in a boating accident in March, she was thrust into a major and immediate financial decision that most Americans are unprepared for -- purchasing funeral services.
"This was such a shock," said Ms. Jacobs, 66, of Dallas. "You never expect that your 33-year-old son was going to die, and I had no idea what to do and hadn't even considered a funeral home."
Ms. Jacobs was fortunate in that her friend Joe Tinnin accompanied her to the funeral home to make arrangements for her son.
If it weren't for Mr. Tinnin, a board member of the Funeral Consumers Alliance, she would have spent far more money than necessary, Ms. Jacobs said.
The average cost of a funeral is $6,500, excluding burial expenses, according to the National Funeral Directors Association, which represents the $11 billion-a-year industry.
That makes a funeral the third-largest lifetime purchase for many consumers, after a home and car, according to the Federal Trade Commission.
But the…
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Source: HighBeam Research, Arranging funeral expenses: Service costs can be high and can catch...
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