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Shop around for the best deal on car insurance and you're more likely to save money, says Steve Fowler.
Car insurance renewal time is hardly one of the high points of the year, but it is a great opportunity to save money. We are slowly becoming a nation of shrewd shoppers, enjoying the challenge of netting a bargain.
But when it comes to our insurance policies, a quarter of us are happy to stick with one insurer for years on end, and pay for the privilege.
According to AA Insurance, premiums have actually fallen by 3 to 4 per cent over the past three years. The AA's Ian Crowder puts that down to competition in the market and fewer claims.
'The cost of claims is going up as cars become more complex to repair,' says Mr Crowder. 'But overall the cost of buying insurance is coming down. For now at least.'
There is more good news - GPs are deemed by insurers to be a good risk.
As Simon Gent from specialist insurance services …