New administration advocates change, but just how much? (US Pres Bill Clinton's stand on the insurance industry issues) (Upfront )

* President-elect Bill Clinton is expected to spearhead health care reform but leave key property and casualty insurance issues off the front burner during the early days of his administration, industry sources predict.

Since the Democratic governor from Arkansas avoided taking positions on most insurance issues during his campaign, congressional and industry observers are unsure how he will respond once he takes office.

Robert A. Rusbuldt, vice president of federal affairs with the Independent Insurance Agents of America says, "I think the jury is still out. With the exception of health care, where Clinton has fairly defined views, it's too early to say what the new administration portends for the insurance industry in general, and independent agents in …