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S&P to Change HELOC Analysis.(Home Equity Line Of Credit )(Brief Article)
New York -- Rating agency Standard & Poor's has revised its loss coverage and cash flow criteria used in the analysis of securities backed by home-equity lines of credit.
The new methodology, which became effective Aug. 1, applies to second-lien HELOC loans. Variables used in the model include credit score, combined loan-to-value ratio, utilization rate, back-end debt-to-income ratio, loan purpose, occupancy type, property type and documentation ...
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Source: HighBeam Research, S&P to Change HELOC Analysis.(Home Equity Line Of Credit )(Brief...