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Tight curbs may leave some in cold.
Byline: Chiratas Nivatpumin
Jun. 6--Excessive regulatory controls on personal credit could result in a decline in the ability of some people to gain access to credit, according to Annemarie Durbin, the chief executive of Standard Chartered Nakornthon Bank.
"Blunt interest-rate controls ... will lock some people out from access," she said.
Authorities recently announced plans to impose new controls on personal loans, including an interest rate cap of 28 percent, new minimum income requirements and loan maximums. The Bank of Thailand and the Finance Ministry view the controls as necessary to help curb growing household debt, particularly among lower-income groups accessing loans from non-bank consumer finance companies.
But Mrs ...
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Source: HighBeam Research, Tight curbs may leave some in cold.