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Rate cap may bridle loan growth.
Byline: Darana Chudasri
Jun. 4--Growth in the personal-loan market is likely to decline if authorities cap interest-rate charges at 28 percent, according to Chatchai Payuhanaveechai, a senior vice-president at Kasikornbank.
"Overall growth could drop to 20 percent this year, compared with the 30 percent growth seen in previous years," he said.
Authorities are expected to introduce new restrictions on the personal-loan market within the next several weeks, including controls on interest-rate charges, qualifications of borrowers and maximum credit lines.
Mr Chatchai said that tighter regulations would likely increase competition in the ...
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Source: HighBeam Research, Rate cap may bridle loan growth.