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The Atlanta Journal-Constitution Your Money column.

Atlanta Journal-Constitution

| May 29, 2005 | COPYRIGHT 2007 The Atlanta Journal-Constitution. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

Byline: Hank Ezell

May 29--Credit reporting bureaus are required to give free credit reports to Georgians.

But they are not required to make it easy, as some Atlanta Journal-Constitution readers have discovered.

"I ... was unsuccessful in following the directions for securing a free credit report from Equifax," one reader wrote in an e-mail.

She was responding to last week's report on this page about credit reports and credit bureau obstructionism.

Here is the basic truth: Georgia law requires each credit bureau to give any Georgian a free copy of his or her credit report, twice a year.

You do have to ask for it, either…

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