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Foreclosure.(Brief Article)
In an ideal world, there would never be a right time for foreclosure. But in a world where some borrowers stop making mortgage payments, and phone calls and mail get no response, the servicer has to do something. The truth is that in many cases, foreclosure is the only option for a lender. And despite a growing emphasis on finding foreclosure alternatives, the foreclosure workload could be poised to rise again.
That's because rising home prices and falling interest rates have helped servicers steer some homeowners clear of danger despite financial hardships. Econ-omists don't expect interest rates to keep falling, nor do they expect home prices to rise as much this year as prices have risen in previous years.
While foreclosure rates have leveled off in recent quarters, a number of trends may portend a higher risk of defaults in the ...
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Source: HighBeam Research, Foreclosure.(Brief Article)