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1. Consumer-driven plans; Consumer-driven plans led benefit trends in 2004.(Spotlight: Year in Review - Employee Benefits)

Business Insurance

| December 27, 2004 | Wojcik, Joanne | COPYRIGHT 2009 Crain Communications, Inc. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

Byline: Joanne Wojcik

While it was obscure just a few years ago, the term "consumer-driven health'' definitively entered the vernacular of most benefit managers during 2004.

December's announcement that UnitedHealth Group was acquiring Definity Health Corp.-the Minneapolis-based startup that started it all-put an almost fitting cap on a year exploding with activity involving consumer-driven health care.

Just as the managed care movement got its jump start from federal health maintenance organization legislation in the 1970s, the passage of federal legislation authorizing health savings accounts, coupled with large-deductible insurance plans, has…

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