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Consumer-driven plans have yet to take off.(Practice Trends)

Internal Medicine News

| October 15, 2004 | Silverman, Jennifer | COPYRIGHT 2008 International Medical News Group. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

WASHINGTON -- Consumer-driven health care plans have yet to catch on with most patients.

These high-deductible spending accounts were designed to empower patients to make informed choices about their health care and provide them with more options regarding providers and treatments.

The large deductibles in consumer-driven plans may be too burdensome for some people to handle, Paul Ginsburg. Ph.D., said at a meeting sponsored by the Alliance for Health Reform. "People are going to go into debt. Some are going to declare bankruptcy because of the burdens of paying for medical care under this different benefits structure.

"What if it just causes a…

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