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Better credit score can be a matter of diligent debt reduction.

The Post-Crescent (Appleton, WI)

| November 07, 2004 | COPYRIGHT 2007 The Post-Crescent. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

Byline: Pete Bach

Nov. 7--Credit scores have never been more important to consumer finances.

And now that credit scores are used more and more by everybody from insurers to creditors, the need to maintain an acceptable ranking has become crucial.

"There's so much you can lose," said Kay Bidwell-Aronowitz, assistant director of the Menasha-based Financial Information & Service Center.

"Thirty five percent of a score is based on payment history. So the big thing is paying on time in full with checks that don't bounce," she said.

Consumers can check their credit scores and reports by purchasing them from one of three leading credit…

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