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Thailand's Siam Commercial Bank adjusts mortgage rates.
Oct. 1--Siam Commercial Bank has adjusted its interest rates for housing loans, effective today, by offering fewer fixed-rate options due to the general trend toward higher rates, according to Saowaros Siriwan, manager for personal banking.
The three options are: a 0.25 percent fixed interest rate for one year; 2.25 percentage points below the minium lending rate (MLR) for two years; or one point below the MLR for three years. In all cases, after the fixed rate expires, the minimum lending rate will apply for the remainder of the term.
"If we were to offer fixed rates for longer periods of time, the income we would generate from interest would decline ...
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