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Byline: Ron Reid
Last season: 8-8, third in division.
Coach: Brian Billick (8-8, second season).
Who's new: RB Jamal Lewis, WR Travis Taylor (first-round draft choices), TE Shannon Sharpe, TE Ben Coates, DT Sam Adams, QB Trent Dilfer.
Who's gone: RB Errict Rhett, OG Everett Lindsay, DE Fernando Smith.
Offense: The Ravens were the worst team in the NFL at turning third downs into first downs a year ago. QB Tony Banks improved but needs to quit fumbling.
Defense: The defense, led by LB Peter Boulware, is one of the NFL's best, coming off a season in which the Ravens allowed a league low of 4.1 yards per play.
Forecast: The Ravens' defense will enable them to make the playoffs before their …