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Jun. 18--QUESTION: I have several questions about investing. All my investments are currently in stocks.
1. Where can I find some basic information about investing in bonds?
2. I have thought about diverting some of the money I have invested in stocks and buying rental real estate. What would be the advantages? Which performs better over the long term -- stocks or real estate?
3. I am 51 and would like to retire in five years. Is there a formula for allocating my money among high, medium, and low risk investments?
4. Is there a percentage of my income I should aim for in retirement to maintain my present lifestyle?
-- J.A., Fair Lawn
ANSWER: For someone who is 51 with plans to retire in five years, I …