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Byline: Jo-Ann Johnston
Oct. 22--Say you're 64 now, not drawing Social Security, employed and plan to keep working for the foreseeable future. January could be a very good month for you -- if you get in touch with the Social Security Administration now.
Why? Because in January you might be able to start drawing monthly checks nearly as large as the full-retirement benefits checks you'll get after age 65, said Kay Torano, a field representative in Tampa.
Lots of working people like the idea of simultaneously earning money and drawing Social Security checks for a few months before they turn 65, Torano said. They want to use the extra cash to pay off …