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Florida homeowners brace for another hit from high insurance deductibles.
Byline: Marguerite Higgins
Sep. 8--Thousands of homeowners in Florida hit by Hurricanes Charley and Frances will be getting a nasty surprise from their insurance companies -- the amount they must pay themselves could be steep.
Insurers as much as tripled Florida homeowner rates and set up a separate deductible for hurricane damage after Hurricane Andrew cost them $15.5 billion in damages in 1992.
The hurricane deductible, which could rise because of Hurricane Frances, is a percentage of a home's insured value, generally set at 2 percent to 5 percent. For other types of damage, homeowners pay deductibles in the hundreds of dollars, like a deductible of $1,000.
The change was made in 1996, one of many concessions state lawmakers made to insurers…
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Source: HighBeam Research, Florida homeowners brace for another hit from high insurance...
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