Davis, Schwarzenegger ratchet up rhetoric on eve of recall election.

Byline: Laura Kurtzman, Dion Nissenbaum,Mary Anne Ostrom and Edwin Garcia

LOS ANGELES _ Hammering each other at the end of a historic 75-day campaign, Gov. Gray Davis on Monday again questioned Arnold Schwarzenegger's fitness to lead California, while the Republican movie star cast Tuesday's recall election as a battle of "the people versus the politicians."

Sexual misconduct allegations continued to dog Schwarzenegger, as a 16th woman stepped forward to claim the actor had groped her. Schwarzenegger disputed the new charge but apologized for making crude comments about photographs of staff members posted in a trailer on the set of "Terminator 2." Davis said it was "an insult to voters" that the actor had been unwilling to address his treatment of women more openly.

Trailing Schwarzenegger on the second part of the ballot, Lt. Gov Cruz Bustamante made his last ditch effort for votes in Oakland and San Francisco on Monday afternoon, urging Asian-Americans in two Chinatowns and gays and lesbians in the Castro district of San Francisco to vote for him Tuesday in case Davis is recalled.

Bustamante and his small entourage of supporters walked the sidewalks, even blocked traffic at times, as Bustamante peeked into storefronts and invited strangers to have their picture taken with him. "We call this the Polaroid tour," he would say, before campaign aides snapped an instant photo, which the lieutenant governor then handed to the strangers.

In making his final pitch to voters, Schwarzenegger stole the potent pitch Davis used against…