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<a href="http://www.accessmylibrary.com/article-1G1-116150621/financing-small-business-compare.html" title="Facts and information about When Financing A Small Business, Compare Options, Keep It Simple; One common dilemma: Weighing pros and cons of using equity vs. debt.(MANAGING FOR SUCCESS)(REAL SOLUTIONS)">When Financing A Small Business, Compare Options, Keep It Simple; One common dilemma: Weighing pros and cons of using equity vs. debt.(MANAGING FOR SUCCESS)(REAL SOLUTIONS)</a>
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When Financing A Small Business, Compare Options, Keep It Simple; One common dilemma: Weighing pros and cons of using equity vs. debt.(MANAGING FOR SUCCESS)(REAL SOLUTIONS)
Byline: DOUG TSURUOKA
Financing a startup and keeping it going is hard, even in good times.
Robert Walter, a lawyer and expert on financing small business, says even established firms need cheap and effective financing if they're going to expand.
Walter's the author of "Financing Your Small Business," a primer for startups and more established firms in search of funds for growth.
He says the market for small business financing is like a kaleidoscope, with ever-shifting hurdles and opportunities.
As these firms grow, Walter says, their financing needs change. So do their options.
For example, a business with $1 million in sales and a $75,000 net profit has fewer financing options than a business doing $35 million in sales with a $2.5 million bottom line. Lenders gravitate toward larger, mature businesses, rather than early-stage ones, Walter says.
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