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Get Your Ducks In Order.(LEADERS & SUCCESS)(IBD'S 10 SECRETS TO SUCCESS)
Byline: Robin Grugal
7 No one wants to think about the inevitable. But if you assume everything is in order just because you have sufficient life insurance and a will and/or trust, you're doing your loved ones a disservice.
Passing on tangible wealth and assets without certain intangibles, like parting words, thoughts and even apologies, can make it difficult for loved ones to find a healthy and timely closure, says retired estate planner Marty Kuritz. He's seen it time and again in his 30-year career -- survivors left agonizing over missing pieces and unresolved issues. Kuritz himself felt a terrible void when his father died of a heart attack nearly 40 years ago, leaving so many things unsaid.
So he urges us all to put it down on paper. It's a lasting gift we all can give family and friends, he says, regardless of our age, financial status or profession.
"Each year, thousands of people die with little or no warning, and even those with terminal illnesses, who have some early warning of their impending demise, unintentionally leave behind a legacy of unanswered questions," he said. "Parting words and thoughts, even delivered posthumously, will help loved ones get on with life more positively."
He suggests beginning with individual letters to loved ones that include: positive feelings, words of praise when deserved, words of wisdom (without lecturing) and an honest attempt to resolve any issues. You might also list many of the things you remember about the person to whom you're writing.
He also advises jotting down family history and personal information that ...
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