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Byline: Claire Mencke
Investor's Business Daily
Looking at many financial publications, you might think all that readers need to know about managing their money is how to invest it.
But that's really just part of the story, experts say. For everyone who's puzzled about where to put his savings, others have much bigger problems with spending - or debt.
"Many people have blind spots about money that are reflexive and unconscious," said Kathleen Gurney, a psychologist
specializing in money issues. "They're there all the time, and become bad behavior habits."
Part of this problem may come from ignorance. Many people get little or bad instruction from their parents and families on how to run their financial affairs.
That lack of knowledge can be the start of a slippery slope leading to bad financial habits. A recent …