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Regulatory mix and match.(Editor's Prologue)(Property Casualty Insurers Association of America)(Brief Article)
December 1, 2005... The flurry of legislation proposed or adopted by the European Union in the past few years has caused insurers to take notice, voicing support and caution. The new laws shift more of the regulatory processes to the European Union and therefore...
Quote/unquote *.(Comment)
December 1, 2005... "I think this new government is a dynamite one, compared to the previous. We realize without privatizing the public-sector companies, efficiency would be almost an illusion. It's a must, and the government is very keen to proceed in that...
Katrina exposes fallibility of catastrophe models.(Briefing)
December 1, 2005... Much like the tour major hurricanes that hit Florida in 2004, Hurricane Katrina has exposed shortfalls in the use of catastrophe models, leading some to question their use, others to defend them and many to say there are lessons to be learned....
Cat model angst grows after storms.(Briefing)
December 1, 2005... Catastrophe models that heavily influence insurers' underwriting and pricing decisions are being scrutinized closely in the wake of recent Gulf coast storms.
Commercial insurers are questioning why these sophisticated models failed to...
Cat modeler: exposure data at fault, not models.
December 1, 2005... Catastrophe modeler AIR Worldwide Corp. has released a report that finds the quality and completeness of data on insured properties to be lacking, especially for commercial policies. The report comes amid concerns over the accuracy and...
HMO impairment hit all-time lows in 2003, 2004.(By the Numbers)(health maintenance organization i)(Brief Article)
December 1, 2005... After undergoing a solvency crisis in the late 1990s, the health maintenance organization industry has emerged stronger and more stable according to the A.M. Best Special Report HMO Impairments Hit All Time Lows in 2003 and 2004. This is...
Meetings.(insurance industry)(Brief Article)(Calendar)
December 1, 2005... Dec. 3-6 National Association of Insurance Commissioners: Winter National Meeting, Sheraton Chicago, Chicago. Phone: (816) 783-8100 Web site: www.naic.org
Dec. 4-6 Financial Services Marketing Association: Member-ship Meeting, Hilton Marco...
Record cat losses confirm Bermuda as a capital base.
December 1, 2005... Bermuda is seeing a surge in new insurance money nearly comparable to the one that followed the Sept. 11, 2001, terrorist catastrophe, as this year's unprecedented storm destruction ($40.8 billion in the third quarter alone, according to...
Swiss Re, others eye threats due to climate-change.(Swiss Reinsurance Company Ltd.)
December 1, 2005... Changes in weather patterns are discernible, along with their effects on everything from severity of tropical storms, drought and heat waves to proliferation of disease and food production, according to a study organized by Swiss Re Group and...
Slower 2006 renewals concern underwriters.(Briefing)(Brief Article)
December 1, 2005... The slower pace of reinsurance renewal negotiations this year is causing concern among Continental European underwriters.
This view was expressed by David H. Priebe, London-based president and chef executive officer for Europe with...
Moscow Re uses conference to network, lift profile.(Briefing)(Moscow Reinsurance Co.)(Brief Article)
December 1, 2005... Anyone with doubts as to the broad international appeal of the Baden-Baden reinsurance conference should talk to Irina Golovatch, director of the overseas marketing department for Moscow Reinsurance Co.
Moscow Re, formed in 1996, is looking...
U.S. storms create ripples for European Reinsurers.(Briefing)(Brief Article)
December 1, 2005... The damage and uncertainty created by hurricanes Katrina and Rita are generating ripples that have reached Europe as reinsurers and their clients carve out the details of next year's reinsurance renewals.
Rolf Tolle, franchise performance...
Reinsurance renewal joust tilts toward harder market.(Briefing)(Brief Article)(Industry Overview)
December 1, 2005... Insurers likely returned to their offices from their annual October renewal joust with the reluctant acceptance that reinsurance rates will increase. But, as with much of what has happened this year, the details remain a little unclear.
In...
Berkshire Life Insurance Company of America.(Life)(named Joan Bancroft)(Brief Article)
December 1, 2005... BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA has named JOAN BANCROFT president. Bancroft joined the company in 1970 and most recently was senior vice president of information Il technology and claims. Bancroft, a 35-year insurance industry...
Allianz Life Insurance Company: Frank Tonnemaker.(Life)(Brief Article)
December 1, 2005... ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA has named FRANK TONNEMAKER president of its variable product division.
Tonnemaker will be responsible for overall sales and profitability of the variable product line and will manage the...
Allianz Life Insurance Company: Patrick Foley.(Life)(Brief Article)
December 1, 2005... ALLIANZ LIFE INSURANCE COMPANY of North America has named PATRICK FOLEY chief marketing officer.
Foley previously was president and chief operating officer of the company's fixed products division. His new responsibilities include...
Mutual of Omaha Insurance Co.(Life)(named David A. Diamond)(Brief Article)
December 1, 2005... * MUTUAL OF OMAHA INSURANCE CO. has named DAVID A. DIAMOND executive vice president and chief financial officer.
Diamond will be responsible for all of the company's financial operations and for identifying and evaluating new business...
White Mountains senior partner is new president and CEO.(People in Insurance)(White Mountains Insurance Group Ltd. appointed Steven E. Fass)(Brief Article)
December 1, 2005... Steven E. Fass has been elected president and chief executive officer of the White Mountains Insurance Group Ltd. Fass, who has been a senior partner for nearly 10 years as head of reinsurance operations, will continue to serve as a director of...
GE Insurance.(Health)(GE Insurance Solutions Corp. named Torben Thomsen)(Brief Article)
December 1, 2005... GE INSURANCE has named TORBEN THOMSEN to head its newly formed Continental Europe life and health division.
While at GE for 17 years, Thomsen has held a number of roles and most recently was head of the company's life and health division in...
Montgomery Insurance.(Property/Casualty)(Montgomery Mutual Insurance Co. named Michael Plavnicky)(Brief Article)
December 1, 2005... MONTGOMERY INSURANCE has named MICHAEL PLAVNICKY president and chief executive officer.
Previously, Plavnicky was regional vice president of Golden Eagle Insurance, based in San Diego.
Both Montgomery and Golden Eagle are affiliated...
HCC Insurance Holdings Inc.(Property/Casualty)( named Barry Cook)(Brief Article)
December 1, 2005... HCC INSURANCE HOLDINGS INC. has named BARRY COOK chief executive of all of the company's international operations, senior vice president of HCC and a member of the executive management group.
Previously, Cook had been chief executive of...
American International Group Inc.(Property/Casualty)(named John W. Keogh and Michael Mitrovic)(Brief Article)
December 1, 2005... AMERICAN INTERNATIONAL GROUP INC. has named JOHN KEOGH senior vice president of domestic general insurance and MICHAEL MITROVIC vice president of claims.
Keogh will continue in his post as president and chief executive officer of AIG's...
Ace Bermuda Insurance Ltd.(Property/Casualty)( named Robert Rebellato)(Brief Article)
December 1, 2005... ACE BERMUDA INSURANCE LTD. has named ROBERT REBELLATO senior vice president in its property division.
Rebellato will be responsible for the management of Ace Bermuda's global property and first-party specialty lines business. Rebellato...
RenaissanceRe Holdings.(Reinsurance)(named Ian Branagan and Kevin J. O'Donnell)(Brief Article)
December 1, 2005... RENAISSANCERE HOLDINGS has named KEVIN O'DONNELL president of its Renaissance Reinsurance Ltd. subsidiary. IAN BRANAGAN has been named head of group risk modeling in the Bermuda office, effective January 2006.
O'Donnell will be responsible...
Ace Group Of Companies.(Reinsurance)(named Bill O'Farrell)(Brief Article)
December 1, 2005... The ACE GROUP OF COMPANIES has named BILL O'FARRELL chief reinsurance officer in addition to his position of senior vice president of reinsurance recoverables.
O'Farrell will be responsible for overseeing corporate reinsurance programs for...
N.Y. 'Big I' nabs industry help.(BRANDING)(Independent Insurance Agents & Brokers of America)(Brief Article)
December 1, 2005... TRUSTED CHOICE, the Independent Insurance Agents & Brokers' branding program, received the support of three insurance companies. The New York branch of the "Big I" reports that National Grange Mutual Insurance Co., Trusted[R] Selective...
Insurers underwrite safe holiday.(Brief Article)
December 1, 2005... CANADA'S home, car and business insurers are sponsoring Operation Red Nose in more than 90 communities. The program is a free, designated driver service offered from Dec. 2 through Dec. 31 to motorists who have been drinking or do not feel fit...
A fresh approach.(BRANDING)(John Hancock Financial Services Inc.)(Brief Article)
December 1, 2005... JOHN HANCOCK FINANCIAL SERVICES INC. recently rolled out its first advertising campaign since its merger with Manulife Financial. John Hancock is looking to the multimillion-dollar ad campaign to reposition the company and to extend its brand...
Top 5 P/C insurers ad spending.(PROPERTY/CASUALTY)(Illustration)
December 1, 2005...
Top 5 P/C Insurers Ad Spending
The majority of the top five P/C insurers are increasing their ad
spending. What medium do they budget the most for? Television.
Company Jan-Aug '04 Jan-Aug '05 % Change
...
Equity-indexed annuities.(SPOTLIGHT)(Brief Article)
December 1, 2005... At least three insurers have launched equity-indexed annuities this year on the heels of last year's remarkable 66% industry-wide sales increase to $23.3 billion.
Sun Life Financial U.S. introduced SunDex ProVantage, which uses a threshold...
Extras covered by health product.(Health)( UnumProvident Corp. )(Brief Article)
December 1, 2005... Rising medical costs and the trend of employers shifting more costs to employees have led UnumProvident Corp. to introduce MedSupport, a voluntary, supplemental product that provides a lump sum to help pay out-of-pocket expenses. These can...
Variable annuities simplified by ING.(Life)(ING Life Insurance and Annuity Co.)(Brief Article)
December 1, 2005... ING Life Insurance and Annuity Co. has developed Simplicity, a VA that simply provides many of the product line's best features. The death benefit and minimum accumulation benefit are roll-ups at 1.5% a year for 10 years. Investment choices are...
No-lapse rider option in new VUL.(Life)(Variable Universal Life)(John Hancock Financial Services Inc)(Brief Article)
December 1, 2005... John Hancock, a unit of Manulife Financial Corp., has introduced Protection Variable Universal Life with an optional Extended No-Lapse Guarantee rider. It provides death-benefit protection and the opportunity for cash accumulation that can be...
Insurer drops out of LTC line.(Long-Term-Care)(Lincoln Benefit Life Co.)(Brief Article)
December 1, 2005... Lincoln Benefit Life Co., part of the Allstate Corp., stopped issuing long-term-care insurance policies on Oct. 31. In-force policies will be serviced through LifeCare Assurance, a third-party company that has administered the Lincoln Benefit...
Agreed-value auto insurance debuts.(Property/Casualty)(Chubb Group of Insurance Cos.)(Brief Article)
December 1, 2005... The Chubb Group of Insurance Cos. has introduced auto insurance in Texas that locks in the amount policyholders would receive if their vehicle is stolen or totaled during the policy term. This "agreed-value" coverage is part of several...
Snapshot.(life insurance)(Brief Article)(Illustration)
December 1, 2005...
Who Motivates
Consumers to Buy
Life Insurance
Insurance
Agent 84%
Financial
Planners 66%
Family 51%
Banks 41%
Employers 38%
Lawyers 28%
Friends ...
Learn more.(Brief Article)
December 1, 2005... ING Life Insurance and Annuity Co. A.M. Best Company # 06895 Distribution: Independent and career insurance agents, banks, and broker/dealers
Sun Life Assurance Co. of Canada (U.S.) A.M. Best Company # 08226 Distribution: Career agents,...
Best's rating changes.(Ratings)(Illustration)
December 1, 2005... This edition of Best's Rating Changes reflects all rating changes--assignments, changes or placed under review--that occurred for life, health and property/casualty insurers domiciled in North America, as well as international insurance...
A new world order: U.S. and European insurers debate demands of converging regulations.(Regulatory/Law)
December 1, 2005... There are significant differences in the regulatory structures for insurance in the world's two biggest markets--the United States and the European Union--but those differences may be narrowing.
Over the past few years, E.U. legislators in...
Technology's changing value proposition.(Technology)
December 1, 2005... Despite billions of dollars spent on information infrastructures in recent years, only 15% of insurers and financial services firms actually derive value from technology, said Bill Pieroni, chief information officer for Aon Corp. and a keynote...
EFusion 2005: the Business of Insurance.(Technology)
December 1, 2005...
Catastrophes
Will the recent hurricanes,
insurance industry investigations
and the overall state of the U.S.
economy negatively impact your
organization's information
technology budget for 2006?
No 77%
Yes 21%
Not Sure 2%...
Grange Insurance receives E-Fusion Award for agent/broker management.(Technology)
December 1, 2005... Grange Insurance of Columbus, Ohio, has been named an A.M. Best Co. E-Fusion Award recipient in the Agent/Broker Management category for its GrangeAgent.com, an independent insurance agency extranet portal to an integrated platform that's...
Church Mutual Insurance Co. receives E-Fusion claims management award.(Technology)
December 1, 2005... When Wisconsin-based Church Mutual Insurance Co. experienced substantial growth in recent years, it needed something to accommodate the growing claims activity around its expanded book of business. The solution was to develop a claims...
Securian Financial Group given Customer Management award.(Technology)
December 1, 2005... Securian Financial Group is the recipient of the 2005 E-Fusion award for Customer Management. The company was recognized for its ClientConnect full-service contact management system for the company's Securian Financial Network distribution...
Penn National Insurance receives E-Fusion award for productivity management.(Technology)
December 1, 2005... When Penn National Insurance put together a mobile computing strategy for the corporation, it became apparent that the project would be a good solution for turning its loss-control representatives into risk management consultants. The...
SalvageSale receives E-Fusion Award for specialty coverage management.(Technology)
December 1, 2005... SalvageSale Inc. has received the A.M. Best Co. E-Fusion Award in the category of Specialty Coverage Management for its www.salvagesale.com Web site. The Houston-based company, which specializes in helping businesses recover from insurance...
Western & Southern Financial receives award in underwriting and pricing.(E:-Fusion 2005: Technology)(Western and Southern Financial Group Inc.)
December 1, 2005... When Western & Southern Financial Group wanted to speed up its lift underwriting, it partnered with NaviSys to develop a J2EE-based system, iNB, that it says bas transformed its business. "This was a way to leverage the current technologies of...
E-enabling tomorrow's brokerage.(Technology)(Brief Article)
December 1, 2005... * "High-performing" insurance companies opt for hybrid models of information technology planning that combine central guidance with local responsiveness.
* Decentralized companies spent 30% more than the average, while centralized IT...
Winners never cheat ... or do they?(Technology)(Brief Article)
December 1, 2005... * U.S. life insurers can control a bigger portion of the $25 trillion of wealth owned by individuals, if they meet the needs of people who are concerned about the economic cost of living too long.
* Future success for life insurers hinges...
Regulatory forecast.(Technology)(Brief Article)
December 1, 2005... * As insurance regulators tackle emerging electronic commerce issues, they are focusing on the use of hypertext links, the placement of text and now many clicks it takes to get to me mandatory disclosure notices at insurers' interactive Web...
Next generation online.(Technology)(Brief Article)
December 1, 2005... * Driven by regulatory and compliance mandates, business-to-business use of the Internet will increase significantly between 2005 and 2010.
* Soon the reinsurance placement process will be completely online with standard templates for...
Big bang, small bucks.(Technology)(Brief Article)
December 1, 2005... * Companies that want to get the greatest return from a limited information technology budget need specific strategies, including minimizing bureaucracy.
* They also should appoint a small, skilled group to execute each project.
*...
E-distribution 2006.(Technology)(Brief Article)
December 1, 2005... * Only about 30 insurance-related Web sites today offer a simple experience that tan achieve paid sales.
* Many sites encourage "shop ping" behavior by already sophisticated consumers--ultimately to the detriment of the insurer's...
10 cutting edge technologies every insurer should know.(Technology)(Brief Article)
December 1, 2005... * Industry's vision is of efficient, real-time data processing, where information is collected, sourced to appropriate tasks and automatically evaluated.
* That vision is jeopardized by increasing threat of data security breaches.
*...
Agents of change.(Technology)(in insurance industry)(Brief Article)
December 1, 2005... * A growing number of insurance technologists are rising through the ranks, and a key to that success lies bi the partnerships they're building with business.
* Chief information officers' abilities to manage IT like a business is an...
Group's benefits: market consolidation, competitive pricing and product bundling are helping some carriers increase their group life book of business.(Health/Employee Benefits)
December 1, 2005... GROWTH AND SERVICE: Hartford Financial's 2003 purchase of CNA Financial's group benefits business boosted its group life sales in 2004 and added an important new beneficiary assistance service, said Robert Berman, assistant vice president and...
Keeping cargo safe: as seaports around the globe increase cargo protection initiatives, marine insurers look for more information, but also face more bureaucracy.(Property/Casualty)
December 1, 2005... The international shipping industry faces a challenge: enhancing cargo container security without impeding traffic flow. Marine insurers, meanwhile, face their own challenge: writing policies in accordance with an increasingly bureaucracy-laden...
Inland Marine, Top Writers, United States--2004.(Property/Casualty)(Illustration)
December 1, 2005...
Inland Marine, Top Writers, United States--2004
Rank is based on 2004 direct premiums written.
($ Thousands)
2004 Direct %
...
Ocean marine, top writers, United States--2004.(Property/Casualty)(Illustration)
December 1, 2005...
Ocean Marine, Top Writers, United States--2004
Rank is based on 2004 direct premiums written.
($ Thousands)
2004 Direct %
...
Fire & Allied Lines, top writers, United States--2004.(Property/Casualty)(Illustration)
December 1, 2005...
Fire & Allied Lines, Top Writers, United States--2004
Rank is based on 2004 direct premiums written.
($ Thousands)
2004 Direct %
...
Inland Marine, Top Writers by U.S. State--2004.(Property/Casualty)(Illustration)
December 1, 2005...
Inland Marine, Top Writers by U.S. State--2004
Rank is based on 2004 direct premiums written.
($ Thousands)
No. Direct % of
of Premiums U.S. Premium
State ...
Ocean Marine, top writers by U.S. State-2004.(Property/Casualty)(Illustration)
December 1, 2005...
Ocean Marine, Top Writers by U.S. State-2004
Rank is based on 2004 direct premiums written.
($ Thousands)
No. Direct % of
of Premiums U.S. Premium
State Rank...
Fire & Allied Lines, top writers by U.S. State--2004.(Property/Casualty)(Illustration)
December 1, 2005...
Fire & Allied Lines, Top Writers by U.S. State--2004
Rank is based on 2004 direct premiums written.
($ Thousands)
No. Direct % of
of Premiums U.S. Premium
State...
Standing at the brink: how insurers act, and react, today will have a long-term impact on the industry.(Property/Casualty)(Industry Overview)
December 1, 2005... The insurance industry in the 21st century brings to mind Dickens' A Tale of Two Cities: "It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness." Insurers are standing at the brink, aware...
From a whisper to a shout: to protect their tax-exempt status, publicity-shy fraternal life groups are speaking out about the good works they do.
December 1, 2005... In the children's book Horton Hears a Who by Dr Seuss, the residents of the tiny town of Whoville band together to let the world know they exist with a rousing shout of, "We are here, we are here, we are here!"
Much like the Whos in...
MONY one year non-renewable, non-convertible term.(Illustration)
December 1, 2005...
MONY One Year Non-Renewable,
Non-Convertible Term
One Year Non-Renewable, Non-Convertible Term Premium Rates
Initial Premium Unisex Rates Per $1,000 of Face Amount
$50,000 Minimum Face Amount--Annual Mode of Premium Only
Single...
Favorite child: should insurers reward more profitable sales channels with a different menu of products?
December 1, 2005... Increasingly, U.S. life insurers are selling their products through multiple distribution channels, including both captive and independent agents systems. This is driven by several factors, including insurers' need to achieve growth in a...
Wrong way: some key factors in the U.S. reinsurance sector's performance moved in the wrong direction in 2004, creating a difficult environment for the industry.(Reinsurance/Capital Markets)
December 1, 2005... Claims from prior years worsened and natural catastrophes escalated in 2004, compounding the misery for a U.S. reinsurance sector that also saw lower net premiums earned, a continued squeeze on net investment yield and a lower return on...
Largest 50 U.S. buyers of reinsurance.(Reinsurance/Capital Markets)(Illustration)
December 1, 2005...
Largest 50 U.S. Buyers of Reinsurance
Rank is based on premiums ceded to non-affiliates.
($ Thousands)
A.M. Best
Company/
Group Ceded 2004 Ceded to
Number Group or Company Name ...
A matter of distinction: do you know the differences between agents and brokers?(Agent/Broker)
December 1, 2005... The terms agent and broker often are used interchangeably, even though they are different. Even some courts use the words interchangeably and don't seem to appreciate the distinction.
An agent transacts insurance business on behalf of, and...
Making a comeback: thanks to automation and improved products, personal lines no longer play stepchild to the larger commercial lines.
December 1, 2005... Many agencies have focused on commercial lines as a growth strategy because commercial accounts generate higher income and are considered more cost effective to sell and service. Personal lines accounts have been sold largely as an...
Annual checkup: the U.S. insurers' annual statement has evolved from a fraud detector into a critical tool for demonstrating solvency.
December 1, 2005... INSURANCE REGULATION was developed to guarantee the financial stability of insurance companies. To that end, the central requirement of each state's regulatory system has been the filing of an annual financial statement by insurance companies....
Annual statement blanks are repositories of financial data.
December 1, 2005... Insurance companies file quarterly and annual financial accounting statements with the insurance department in the state where they are domiciled and the National Association of Insurance Commissioners.
The Annual Statement Blank provides...
Take out: global outsourcing is rising above old objections to gain favor among insurers.(Technology)
December 1, 2005... Strategic global outsourcing has arrived. This phenomenon is made possible by the worldwide convergence in technology platforms and advances in communications. As corporations standardize their systems on enterprisewide platforms and tap into...
Aetna.(Web news you can use)(Brief Article)
December 1, 2005... * Aetna recently introduced a redesigned Web site that provides individuals and families with an easy-to-understand guide to selecting health plans that best fit their unique needs during particular life states. The site features a...
Humana Inc.(Web news you can use)(Brief Article)
December 1, 2005... * Humana Inc. unveiled the Benefit Utilization Director, also known as the Broker "BUDdy," a Web-based resource providing health insurance brokers with real-time utilization data and strategic tools to help small businesses get the most from...
The National Association of Insurance Commissioners.(Web news you can use)(Brief Article)
December 1, 2005... * The National Association of Insurance Commissioners developed a central online location to report suspected fraud. The NAIC On-Line Fraud Reporting System for Industry is available on the NAIC Web site at www.naic.org.
WellPoint Inc.(Web news you can use)(Brief Article)
December 1, 2005... * WellPoint Inc. members now have access to a rich suite of online health information products, powered by WebMD. Information includes the Healthwise Knowledgebase in English and Spanish; a personalized Health Assessment; a confidential,...
New rules could speed adoption of electronic health record keeping.(Technology)
December 1, 2005... In a move that's encouraged the U.S. health insurance industry; the federal government recently proposed changes to its regulations that ultimately could make it less costly and easier for doctors to adopt electronic health records and...
Achieving high performance in claims: insurers need to embrace technology as a way to reinvent their claims operations to support growth in a number of areas.(Technology)
December 1, 2005... Insurers are searching for sustainable results from their claims operations that tan simultaneously support growth, service and profitability. But they face a daunting combination of high fixed costs for technology and infrastructure, more...
Taking stock: what insurers do right to keep the investment market interested in their common stock.(Reinsurance/Capital Markets)
December 1, 2005... Insurance might be viewed as a somewhat stodgy industry--if you measure it in terms of how often it's the hot topic at cocktail parties.
Insurance company stock, on the other hand, may not exactly be winning headlines, but is a popular...
A dose of insight: using new predictive models, insurers can identify members most likely to have health problems and the best ways to help keep them healthy.
December 1, 2005... As health plans turned away from the clinical micro-management that helped spawn the "managed care backlash" in the late 1990s, they moved to a disease management strategy, focusing on the small number of people who account for the majority of...
A new way to reinsure HMO's: managed medical reinsurance with a high deductible can eliminate reimbursement uncertainty caused by internal limits.(Health/Employee Benefits)(Health Maintenance Organization)
December 1, 2005... Traditionally there has been a difference between the way health insurers and health maintenance organizations go about reinsuring their business. In today's market, however, an HMO might benefit by adopting some of the features of a health...
Focus on meetings: gatherings in 2006 cover a range of agendas and topics, from annual meetings to conferences on such subjects as employee benefits and windstorms.(Agent/Broker)(Calendar)
December 1, 2005... 2006 Meetings Index
America's Health Insurance Plans: June 7-9, Feb. 1-3
American Association of Health Plans: March 6-9
American Association of Insurance Services: April 9-11
American Association of Law Libraries: July 8-12...