Community Banker articles from May 2000

Community Banker archives from May 2000

Redefining the Branch Experience.(World Wide Web, the future of banking)(Brief Article)
May 1, 2000... Recently, I spent the day with a professional crew doing videotaped interviews of consumers of all backgrounds, ages and financial means throughout the San Francisco Bay area. Among other questions, we asked them what advice they would give...

House Passes Bill on Business Checking Interest.(Brief Article)
May 1, 2000... The House of Representatives has passed H.R. 4067, a bill that would repeal the Depression-era prohibition on banks paying interest on business checking accounts. America's Community Bankers has been pursuing this much-needed reform since...

ACB Calls for Disaster Insurance.(America's Community Bankers back disaster insurance bill)(Brief Article)
May 1, 2000... America's Community Bankers urged the Senate Commerce Committee today to support natural disaster insurance legislation to help homeowners and lenders in disaster-prone areas avoid severe financial losses. In a statement submitted for the...

Pittsburgh FHLBank Promotes Small Business.(Federal Home Loan Bank of Pittsburgh)(Brief Article)
May 1, 2000... The Federal Home Loan Bank of Pittsburgh is introducing member institutions to its new "Banking on Business" program through a series of seven workshops this month. The $5 million financial assistance program is aimed at promoting new and...

Choosing an Internet Banking Provider.
May 1, 2000... The Possibilities of the Internet Are Huge But Strategic Analysis Is a Must for Community Banks Seeking to Leverage the Information Highway as a Product and Service Delivery Channel If you want to buy an automobile, you know where to begin....

COMMUNITY BANKING IN A DOT-COM WORLD.(America's Community Bankers' 2000 Annual Convention)(Brief Article)
May 1, 2000... A Sneak Preview of ACB's Annual Convention & Market Expo Financial market-makers and retail consumers alike would agree that we all live in a dot-corn world. Oil any given day, news of a technology company's woes can launch the NASDAQ and...

De-Commoditizing Mortgage Lending.
May 1, 2000... Community Banks Are Continuing to Prove That There Are Numerous Ways to Add Value and Build Customer Relationships Through Mortgage Lending It's no secret that much of the mortgage lending business is characterized by high volumes of...

The Best Defense for Takeover Pressure: Be Prepared.
May 1, 2000... Advance Preparations Can Go a Long Way in Helping a Community Bank Successfully Defend Against Unsolicited Buyout Offers or Proposals from Activist Shareholders Despite the distraction of the year 2000 date change and concerns about the...

DISCOVERING MUTUALITY.
May 1, 2000... Converted and Converting; Credit Unions Are Discovering New Opportunities and Business Niches to Better Serve Their Customers and Communities as Mutual Savings Institutions Converting from a credit union charter to a mutual savings...

When Four Plus One Equals Three.(Office of Thrift Supervision)
May 1, 2000... The Office of Thrift Supervision has been stepping up the enforcement of interest rate risk exposure significantly. Several of the regional OTS offices sent out a memo to all chief executive officers as Memorandum 2000-01. In this document,...

CRA After Financial Modernization.(Community Reinvestment Act)
May 1, 2000... The Community Reinvestment Act and its regulatory implementation played an important role in the debate surrounding financial modernization and the passage of the Gramm-Leach-Bliley Act. In fact, it was because of CRA and prospective changes to...

Exploring Business Lending--a Risk Management Challenge.(Brief Article)
May 1, 2000... A growing segment of community banking continues to look to the business market for growth strategies. Many bankers feel--and rightly so--that there is a "target-rich environment" in many markets for quality loan assets, deposits and fee income...

Retirement Plan Promotion Requires Educational Work.(Brief Article)
May 1, 2000... Consumer education is expected to a key factor in the future growth of the market for private retirement plans "While consumer certainly do not lack information on retirement savings, particularly through the Internet, education will...

Insurance Execs Need Better Enterprise Risk Management.(Brief Article)
May 1, 2000... Insurance industry executives say their companies could be doing a better job of assessing enterprise-wide risk, especially operational risk. That's one of the findings from a recent Tillinghast-Towers Perrin survey on enterprise risk...

What's Important on the Web?
May 1, 2000... A recent survey of intensive online users by Cyber Dialogue, an Internet customer relationship management company, found that transaction security is one of the most effective means of enticing Internet users to return to shopping sites. ...

Synovus Financial Plans to Bank on Marriage.
May 1, 2000... Synovus Financial Corp., a $12.5 billion multi-financial services company based in Columbus, Ga., is getting ready to unveil pointpath bank, a new Internet-only financial institution. Pending final regulatory approval, pointpath bank...

databank.(Brief Article)
May 1, 2000... banking It is estimated that 500 million checks are forged annually with losses exceeding $10 billion. Check fraud is expected to annually increase at a 25 percent rate. Between 10 percent to 15 percent of U.S. households do not...