The Journal of Consumer Affairs articles from December 2004

The Journal of Consumer Affairs archives from December 2004

2004 Distinguished Fellow of the American Council on Consumer Interests.
December 22, 2004... Robert N. Mayer We in the Department of Family and Consumer Studies are pleased to have Dr. Robert N. Mayer as an ACCI Distinguished Fellow. When ACCI first established the award, it was scholars like Rob whom it had in mind. He was well...

Identity theft: laws, crimes, and victims.(Editorial Prelude)(Editorial)
December 22, 2004... A student of mine learned recently that somebody had rented an apartment in his name in a city a few hundred miles away. Another student shared a story about his credit cards being used to view pornographic materials on the Internet. These...

Identity theft legislation: the Fair and Accurate Credit Transactions Act of 2003 and the road not taken.(Colloquium On Identity Theft)
December 22, 2004... This article provides a review of the Fair and Accurate Credit Transactions Act of 2003 (FACTA) as it relates to the growing problem of identity theft. The article also examines other identity theft-related proposed legislation from the 108th...

Consumers' protection of online privacy and identity.(Colloquium On Identity Theft)
December 22, 2004... This article examines online behaviors that increase or reduce risk of online identity theft. The authors report results from three consumer surveys that indicate the propensity to protect oneself from online identity theft varies by...

Stopping identity theft.(Colloquium On Identity Theft)
December 22, 2004... Each year, millions of consumers are victimized by identity theft--the practice of using the identity of another to obtain credit. After the identity thief defaults, lenders and credit bureaus attribute the default to the impersonated consumer....

The role of organizations in identity theft response: the organization--individual victim dynamic.(Colloquium On Identity Theft)
December 22, 2004... This study considers the role of organizations in relation to identity theft from three perspectives: as a site of identity use (and misuse), as detectors of identity theft, and ultimately, as a site where a fundamental social imperative exists...

The impact of retirement on household leisure expenditures.(Research In The Consumer's Interest)
December 22, 2004... Household leisure expenditures for retired and near-retired households were examined in order to better understand the dynamics associated with the move to retirement status. Data from the 1995 Consumer Expenditure Survey indicated that...

The effect of consumer participation on price sensitivity.(Research In The Consumer's Interest)
December 22, 2004... This study examined the noneconomic factors affecting consumers' participation in purchase decisions, focusing in particular on the social aspect of the buyer-seller interaction. In addition, we attempted to clarify the association between...

The influence of moral philosophy on retail salespeople's ethical perceptions.(Research In The Consumer's Interest)
December 22, 2004... The relatively minimal literature on ethics in a retail selling context indicates that retail sales personnel perceive that their job creates ethical dilemmas. However, what drives those beliefs is virtually unknown. Investigations in...

Voters' response to labeling genetically engineered foods: Oregon's experience.(Bits, Briefs, And Applications)
December 22, 2004... Oregonians voted on Measure 27, a measure to label genetically engineered foods, in November 2002. A follow-up survey of 801 voters was conducted to explore how consumers voted in an actual election on this issue, who voted for and against this...

Linking tax refunds and low-cost bank accounts: early lessons for program design and evaluation.(Bits, Briefs, And Applications)
December 22, 2004... This article describes a pilot program encouraging low-income workers to have their tax refunds directly deposited into low-cost bank accounts. Although the program did not lead to substantial saving in the short-term, it did seem to facilitate...

Decision making by low-literacy consumers in the presence of point-of-purchase information.(Bits, Briefs, And Applications)
December 22, 2004... Low-literacy consumers face disadvantages when making product choices. This article presents the results of two studies designed to explore differences in decision-making behavior across consumer literacy levels, focusing on consumers' ability...

Consumers, people, and Kim.(Editorial Postlude)(Editorial)
December 22, 2004... Many decades ago, two young men broke into Uncle Lou's farmhouse and stole various valued and personal items, including his checkbook. The thieves then starting writing checks on the bank account, forging my uncle's name for the signature. They...