The Journal of Consumer Affairs articles from December 1992

The Journal of Consumer Affairs archives from December 1992

Consumer access to health care: basic right 21st century challenge. (Colston E. Warne Lecture)
December 22, 1992... HEALTH CARE CRISIS IN THE UNITED STATES The Uninsured Thirty-eight million people in the United States have no health care insurance and thus lack access to the most basic right: the right to affordable quality health care. An additional 56...

Consumption theories and consumers' assessments of subjective well-being.
December 22, 1992... This paper examines the relationships between subjective assessments of well-being and objective economic variables to test and compare three different economic theories of consumption behavior: Modigliani's life cycle income hypothesis (1986);...

Factors affecting borrower choice between fixed and adjustable rate mortgages.
December 22, 1992... The choice between fixed and adjustable rate mortgages can be a very confusing one for borrowers. It can also be a very costly one that could result in much financial distress if a less than optimal choice is made. Recent mortgage borrowers were...

Homeless children: coping with material losses.
December 22, 1992... The problem of homelessness has become one of the most compelling social dilemmas of the last decade (King et al. 1989). This sub-population has become increasingly diverse (Hill and Stamey 1990), with homeless families the fastest growing...

Incorporating subsistence into hedonic price and nutrient demand equations.
December 22, 1992... The characteristics model of consumer choice explicitly introduces food nutrients into the decision-making process (Eastwood, Brooker, and Terry 1986; Hager 1985; Ladd and Suvannunt 1976; LaFrance 1985). Solution of the model leads to hedonic...

An alternative model of U.S. clothing expenditures: application of cointegration techniques.
December 22, 1992... There are two purposes to this study. The first purpose is to analyze the relationship between U.S. consumer expenditures on clothing and its determinants by using an Error Correction Mechanism (ECM) model expounded by Davidson et al. (1978). An...

Financing of college education by minority and white families.
December 22, 1992... "Higher education can be seen as investment as well as a simple consumer good" (Olson 1982, 2). Financing a college education requires strong consumer skills such as ability to calculate costs, knowledge of necessary budget for the coming years,...

Investigation of the effects of disclosure statements in rental car advertisements.
December 22, 1992... Richards, Jef I. (1991), "FTC or NAAG: Who Will Win the Territorial Battle?" Journal of Public Policy and Marketing, 10: 118-132. Richards, Jef I. and Ivan L. Preston (1987), "Quantitative Research: A Dispute Resolution Process for FTC...

Hedonic analysis of reliability and safety for new automobiles.
December 22, 1992... The purpose of this study is to test whether prices of new automobiles reflect their varying degrees of safety and reliability, controlling for other characteristics. Hedonic price analysis (Rosen 1974) is employed and produces estimates of the...

Personal factors related to consumer product disposal tendencies.
December 22, 1992... The ways consumers dispose of usable but no longer wanted products has become an increasingly important issue. While consumers select, acquire, use, and dispose of products, most researchers have focused on the first part of the cycle, limiting...

Understanding public concerns about pesticides: an empirical examination.
December 22, 1992... Whether real or imagined, public perceptions of the risk posed by pesticides and other agrichemicals used in food production can translate into very real effects in the marketplace. Perhaps the most dramatic example of how seriously public...