The Journal of Consumer Affairs articles

Recent articles from The Journal of Consumer Affairs

Entertainment industry ratings disclosures and the clear and conspicuous standard.
June 22, 2006... This study examined entertainment ratings disclosures against the Federal Trade Commission's (FTC's) Clear and Conspicuous Standard (CCS). In their investigation of marketing of violent entertainment to youth, the FTC advocated that the motion picture, music recording, and electronic games...

Transiting to work: the role of private transportation for low-income households.
June 22, 2006... This study examines the role of reliable vehicles in facilitating employment, using a new data set, the Iowa Transportation and Employment Survey. The empirical results document significantly higher levels of transportation problems and human capital barriers among low-income households...

Consumer credit risk and pricing.(consumer credit markets)
June 22, 2006... Previous academic studies viewed borrower rejection as a sign of market imperfections in the consumer credit markets, but this view was based upon the assumption that differences in the levels of borrower creditworthiness could not be accurately identified. Today, it is possible to...

The determinants of being unbanked for U.S. immigrants.
June 22, 2006... Random-effects binary choice models are estimated to identify the attributes that influence the likelihood that immigrants are unbanked. This study finds that the likelihood to be unbanked is higher for immigrants with less education, poverty-level income, or a larger family hut lower for...

The types of information contained in company reliability reports from the Better Business Bureau.
June 22, 2006... Consumer requests for company reliability reports from the Better Business Bureau (BBB) have increased dramatically in recent years. However, no prior research has analyzed on a national level the types of information contained in these reports. This study reveals that the BBB had...