Financial Mail articles from December 7 2001

Financial Mail archives from December 7 2001

CELL C RAISES THE ANTE IN CELL WAR.
December 7, 2001... Byline: TONY KOENDERMAN Vodacom and MTN must be seething over the latest Cell C marketing ploy, in which it sent SMS messages to its competitors' network clients, addressing them by their mobile phone numbers and asking, Does your...

IN BRIEF - COMPANIES.
December 7, 2001... Byline: TONY KOENDERMAN Total SA has appointed Net#work Naledi BBDO to handle its advertising account, which it values at R15m/year though last year, according to AdEx, it spent only R2,5m. The account was with DDB SA. Meanwhile, the...

INTERNATIONAL MARKETING. BUILDING BRAND SOUTH AFRICA.
December 7, 2001... Byline: TONY KOENDERMAN The International Marketing Council has a challenging task, but it could have a huge impact If the rand is the price of Brand SA, it's selling at a severe discount. And as any branding expert knows, that's exactly...

A NEW CREATIVE RANKING SCALE.
December 7, 2001... Byline: TONY KOENDERMAN The Creative Directors' Forum (CDF) has revised its rankings of local and international awards, marginally upgrading some international awards and downgrading the local AAA Ad of the Year. Four international and...

ARCAY. FINANCIAL SERVICES.
December 7, 2001... Byline: MICHAEL COULSON COULD BE A SPEC BUY, BUT UNTRADEABLE Ord price: 60c Market value R36m Div yield: 15% 12-month high, R2; PE ratio: 8,2. Sector PE: 7,3 Low, 50c SixNet OtherPre-taxHeadlineDividend monthsint...

ECONOMIC INDICATORS.
December 7, 2001... ThisLastMonthlyAnnual monthmonthchangechange % Consumer price index, 2000=100 *Oct106,1106,2-0,14,0 Producer price index, 2000=100*Oct111,1109,51,58,5 Retail sales, 1995=100*Aug154,3156,2-1,27,4 Wholesale sales, 1995=100*Sep162,1172,2-5,84,6...

INCENTIVE HOLDINGS. FINANCIAL SERVICES.
December 7, 2001... Byline: MARK HASENFUSS HARDLY TANGIBLE ANYMORE Ord price: 2c Market value R5,5m Div yield: 12-month high, 45c; PE ratio: . Sector PE: 8 Low, 1c YearTurn-OperatingPre-taxHeadlineDividend tooverprofitprofitEarningsper share Feb 28RmRmRmper...

INTERTRADING.FOOD.
December 7, 2001... Byline: MICHAEL COULSON COULD BE VALUE HERE Ord price: 37c Market value R18,5m Div yield: 7,9% 12-month high, 69c; PE ratio: 2,4. Sector PE: 10,1 Low, 28c SixTurn-OperatingPre-taxHeadlineDividend monthsoverprofitprofitEarningsper share...

TURN AGAIN, THABO.
December 7, 2001... Byline: KHULU PHASIWE Even more disturbing is Mbeki's failure to use World Aids Day to condemn the upsurge of rapes of children and the rampant myth that sex with a virgin cures Aids. On a positive note, though, it was pleasing to...

ART. FLIGHTS OF ANGELS.
December 7, 2001... Byline: MICHAEL COULSON Byzantine Icons (Association of Arts, Pretoria); Johann Moolman (Millennium, Johannesburg); Trio (Skukan, Pretoria) There are still a few worthwhile exhibitions before galleries start their so-called Christmas...

MERCANTILE BANK.BANKS.
December 7, 2001... Byline: STAFFORD THOMAS AVOID Ord price: 27c Market value R115m Div yield: 12-month high, 58c; PE ratio: -0,5. Sector PE: 9,5 Low, 20c SixNet OtherPre-taxHeadlineNAV monthsint inc incomeprofitEarningsper share toRmRmRmper share (c)(c)...

OFFSHORE INVESTMENT. IT'S A BIG WORLD, BUT YOU CAN MAKE IT WORK FOR YOU.
December 7, 2001... Byline: STAFFORD THOMAS Own a slice of the world's best companies With more than 20000 companies listed on 98 stock exchanges, investing directly in offshore equities on your own behalf may seem more foolish than brave. It's not, but it...

LET'S CUT THE TALK.
December 7, 2001... Byline: RAZ COHEN In a recent meeting supposed to discuss the promotion of this industry, the focus shifted to sociopolitical and other issues, such as the ethics of genetically modified organisms (GMOs). Instead of concentrating on...

REAL PEOPLE FINANCE. VENTURE CAPITAL.
December 7, 2001... Byline: MICHAEL COULSON NO CREDIBILITY IN THE MARKET Ord price: 15c Market value R38m Div yield: 12-month high, 55c; PE ratio: n/a. Sector PE: Low, 6c SixNet OtherPre-taxHeadlineDividend monthsint increvenueprofitEarningsper share...

REMBRANDT. DIVERSIFIED INDUSTRIAL.
December 7, 2001... Byline: MARK HASENFUSS AN ESSENTIAL BUY Ord price: 6330c Market value R31bn Div yield: 2,56% 12-month high, 6620c; PE ratio: 10. Sector PE: 14 Low, 4400c YearTurn-OperatingPre-taxHeadlineDividend tooverprofitprofitEarningsper Mar...

SEKUNJALO.HOTELS & LEISURE.
December 7, 2001... Byline: MARK HASENFUSS ANXIOUS WAIT FOR CAPITAL TRANSFUSION Ord price: 21c Market value R22m Div yield: 12-month high, 41c; PE ratio: . Sector PE: 10 Low, 18c YearTurn-OperatingPre-taxHeadlineDividend tooverprofitprofitEarningsper Aug...

SONNENBERGS. GIRDING UP GAUTENG.
December 7, 2001... Byline: MARK HASENFUSS The Cape raiders are coming Well-known Cape corporate law firm Sonnenberg Hoffmann & Galombik looks ready to upset some Gauteng firms with a thrust northwards. The corporate law field in Johannesburg has for long...

STELLA VISTA. DEVELOPMENT CAPITAL.
December 7, 2001... Byline: STAFFORD THOMAS SELL Ord price: 12c Market value R17m Div yield: 12-month high, 38c; PE ratio: 9,4. Sector PE: -13 Low, 5c YearTurn-OperatingPre-taxHeadlineDividend tooverprofitprofitEarningsper share August RmRmRmper share...

CREATIVE CARDUS.
December 7, 2001... Byline: DAVID WILLIAMS I suspect the latter, in that Cardus quotes an SA player in endearingly colloquial, so authentic, terms: 'What's the matter today, Sid; can't you turn 'em to the little devil?' And Pegler replied: 'I have never...

RAND-DENOMINATED UNIT TRUSTS. ONE TIME WHEN YOU CAN THANK THE WEAK RAND.
December 7, 2001... Byline: STAFFORD THOMAS True top performance based on equity returns is rare When you compare foreign and local unit trust performance, it's little wonder that so many investors have looked to greener offshore pastures. Foreign general...

AT HOME.
December 7, 2001... Byline: MICHAEL COULSON The rand dives to new lows against sterling (14,892), the US$ (10,475) and euro (9,3431) in late trade on December 3. Education Minister Kader Asmal relents and says he'll allow deviations to the school age...

FM INSIDER TRADING BAROMETER.
December 7, 2001... Byline: PERCY MTHIMKHULU When the warnings were announced Kersaf had gained 13,4% in two weeks. Sisa had risen 14% during the same period. And, as can be expected, investors dumped both shares after the warnings were announced. In...

MASTERLY INACTIVITY IS BEST FOR THE RAND.
December 7, 2001... Two awkward facts about the rand: first, when selling hits emerging-market currencies, they all tend to weaken. When the selling abates, most recover; but the rand does not or not fully. Second, talk to domestic economists, and all will agree...

Editor's note.
December 7, 2001... Byline: CAROLINE SOUTHEY They chose well. The FM is proud of Bidoli's work characterised by a fierce independence and her achievement.

ISSUES OF LIFE AND DEBT.
December 7, 2001... Byline: DAVID LASCELLES ISSUES OF LIFE AND DEBT 'Countries can go bust in effect, simply by failing to service their debts' David Lascelles is co-director of the Centre for the Study of Financial Innovation, which can be reached on...

COSTS OF WAR BETWEEN MONOPOLY AND REGULATOR.
December 7, 2001... With five months to go before its monopoly on core services is lifted, Telkom continues to run rings around the Independent Communications Authority of SA (Icasa). It has taken advantage of a regulatory vacuum to impose a 24% increase on...

AIDS. GOOD NEWS FOR A CHANGE: KAROO BUSH MAY OFFER HOPE.
December 7, 2001... Byline: CLAIRE BISSEKER Patients seem to feel better when taking herbal tonic There is seldom any good news on the Aids front, but an old herbal remedy indigenous to the Karoo is sparking hope among some scientists and Aids workers. ...

YABENG. INVESTMENT TRUSTS.
December 7, 2001... Byline: GERRY HIRSHON AVOID Ord price: 28c Market value R19,7m Div yield: 12-month high, 140c; PE ratio: 1,3. Sector PE: 6,2 Low, 22c SixTurn-OperatingAttribHeadlineDividend monthsoverprofitprofitEarningsper share to end RmRmRmper share...

FINDING A SMART WAY TO SQUEEZE ROBERT MUGABE.
December 7, 2001... Having intensified his criticism of the direction of events in Zimbabwe, accusing that nation of irresponsibly running up debt and endangering democracy, President Thabo Mbeki has received in return a bizarre rebuke from President Robert...

FIRST-TIME INVESTOR. PUT A PORSCHE IN THE GARAGE ... LATER So you've got your first job and look set to rocket up the career ladder. In your mind's eye, there's already an exclusive address attached to your name and a Porsche in the garage. How to.
December 7, 2001... Byline: MICHELLE JOUBERT So you've got your first job and look set to rocket up the career ladder. In your mind's eye, there's already an exclusive address attached to your name and a Porsche in the garage. How to turn fantasy into...

WARRANTS. HOPE IS ON THE HORIZON AFTER A STORMY SEASON.
December 7, 2001... Byline: SHARON WOOD New opportunities lie ahead with the new year It's been a rough ride for warrant investors this year, with high volatility playing havoc with prices and the market surprising everyone by improving rather than falling...

GOLD MINING. SOCK IT TO 'EM.
December 7, 2001... Byline: BRENDAN RYAN Considered out cold after Newmont's counterbid, AngloGold has come back swinging and has driven Newmont to the ropes in the contest for control of Australia's largest gold producer, Normandy Mining. The assault...

ART AND ANTIQUES. SPEND NEW MONEY ON OLD STUFF.
December 7, 2001... Byline: LINDA STAFFORD You are allowed to love your sensible investment too There is an anecdote about the extravagant purchase of a famous painting that springs to mind when talk turns to investing in old, odd, and beautiful stores of...

SA BREWERIES. TAKEOVER SPECULATION.
December 7, 2001... Byline: DAVID FURLONGER Analysts say SAB would fit SA Breweries, recently voted SA's best employer, says it has no plans to seek the same title in Belgium. But does the market believe it? London-based CE Graham Mackay insists Belgian...

SA-CHINA RELATIONS. GREAT LEAP FORWARD.
December 7, 2001... Byline: FERIAL HAFFAJEE President aims to cement relations with emerging superpower Using old revolutionary relationships as a launch pad, government hopes trade relations with China will take a great leap forward when President Thabo...

WINE. NO PRICE TAG ON CLASS.
December 7, 2001... Byline: NEIL PENDOCK But R10000 buys good bubbly Lucia van der Post, the daughter of Sir Laurens, homespun philosopher, self-proclaimed Bushman guru and godfather to Prince William, last year launched the Website...

SAB AND CORPORATE SA. PLAYING WITH THE BIG BOYS.
December 7, 2001... Byline: ANDREW MCNULTY Emerging from the laager has changed corporate SA irrevocably When SA Breweries' share price surged this week on speculation that it might be the target of a bid by Interbrew, the Belgian brewer, it stood as yet...

Dimension Data. Bruised but not beaten.
December 7, 2001... Byline: MARINA BIDOLI, DUNCAN MCLEOD JEREMY ORD PLANS to retool SA's biggest IT company to compete in a radically changed marketplace. Will he succeed? Marina Bidoli and Duncan McLeod Dimension Data was a company that could do no wrong....

HARRY VILJOEN AND THE LOST CAUSE.
December 7, 2001... Byline: PETER WILHELM How heartening to learn that a new, blue-paper tabloid funded by a union federation and aimed at up-market readers has entered some kind of financial Twilight Zone. I'm not zeroing in on the misery of others to take...

DID YOU HEAR?
December 7, 2001... Spanish footballer Francisco Gallardo is in trouble with his national federation after being spotted chewing a team-mate's penis during a televised match. Gallardo, who plays for top club Sevilla, joined other players in mobbing Antonio...

SCHOOL ENTRY AGE. MINISTER ASMAL AT SIXES AND SEVENS.
December 7, 2001... Byline: CLAIRE BISSEKER Education Minister Kader Asmal's climb-down over his unpopular plan to raise the school entry age to six going on seven has reopened the debate about the right age for children to start school. Many parents feel...

KUMBA/EYESIZWE. COAL MERGER BREWING.
December 7, 2001... Byline: BRENDAN RYAN Gaining from negotiations Talks between Kumba Resources and Eyesizwe Coal over a merger of their coal operations may indicate newly listed Kumba is considering giving up control of its coal assets. Both sides are...

Cracks in the marriage. MGX AND MOTSWEDI WERE A MATCH.
December 7, 2001... Byline: SASHA PLANTING Three years ago, when JSE Securities Exchange-listed IT company MGX acquired a 40% stake in Motswedi Technology Group, a black-owned systems integrator, the two companies were thrilled at their new partnership. ...

GOLF. A COMFY LION'S DEN.
December 7, 2001... Byline: JAMIE CARR The Nedbank Golf Challenge Pro-Am The crowd surrounding the first tee at the Nedbank Golf Challenge Pro-Am were loving it. I had made the mistake of slipping into the stand to install the dearly beloved and get a peep...

HEDGE FUNDS. A GOOD TIGHT HEDGE SHELTERS YOU FROM CHILLY BLASTS.
December 7, 2001... Byline: SHARON WOOD And you can get someone else to oversee the gardeners After a year of market volatility and rand weakness, any investment vehicle that strives to deliver absolute returns and keep risk down becomes highly attractive....

INTERNET. HOW TO DOWNLOAD FREE HOSPITALITY.
December 7, 2001... Byline: MARINA BIDOLI At last, an entrepreneur who has found a way of winning big on the Internet. Ramon Stoppelenburg (24), a journalism student from the Netherlands, spent a mere 24 guilders (R99) to register the domain name...

JOHNNIC. MEDIA.
December 7, 2001... Byline: ITUMELENG MAHABANE HOLD Ord price: 5420c Market value R8,9bn Div yield: 1,75% 12-month high, 9140c; PEratio:15,1.Sector PE:19,3 Low, 4100c Six Turn-OperatingPre-taxHeadlineDividend monthsoverprofitprofitEarningsper share...

LONMIN.PLATINUM.
December 7, 2001... Byline: BRENDAN RYAN EXPANSION SPEEDED UP Ord price: 14140c Market value R25,2bn Div yield: 3,2% 12-month high, 14140c PE ratio: 12. Sector PE: 8,3 Low, R88 YearTurn-OperatingPre-taxHeadlineDividend tooverprofitprofitEarningsper share...

UNIT TRUSTS. GO FOR LOW RISK WHEN MARKETS ARE MURKY.
December 7, 2001... Byline: STAFFORD THOMAS Capital preservation should be your first concern Risk management has become crucial in an uncertain world. A prudent investor should place capital preservation at the top of the list. A belt-and-braces...

MIH. FOCUSING ON ADDING VALUE.
December 7, 2001... Byline: ITUMELENG MAHABANE But cost may outweigh returns It is always encouraging when a company is interested in creating wealth through adding economic value rather than through clever accounting. MIH Holdings, the Naspers...

MOTORING. THE KEY TO SUCCESS.
December 7, 2001... Byline: DAVID FURLONGER Laguna's new technology Manny de Canha is a public optimist. Where other analysts forecast a fall in the SA car market next year, the MD of Renault SA confidently predicts the market will hold its own. And while...

MULTIMANAGER FUNDS TIME TO PLAY IT SAFE.
December 7, 2001... Byline: STAFFORD THOMAS But this won't be a super-return route Cautious investors who want to reduce risk and get more stable long-term investment returns can try multimanagement products. These come in many guises. For private...

WINNERS CONTINUE TO WIN.
December 7, 2001... Byline: STEPHEN CRANSTON WINNERS CONTINUE TO WIN Most of us are familiar with the cliche that past performance is not an indicator of future performance. This statement is to protect investment product houses from accusations that...

The big, big screen.
December 7, 2001... Byline: MARINA BIDOLI In SA, the Flatron is available in only two sizes 100cm and 150cm. At only 7,8cm thick, the 100cm model is the world's thinnest PDP monitor, according to LG. This 33kg model has a 4:3 aspect ratio which means that...

UMGOSI. Slow off the mark.
December 7, 2001... Byline: DUNCAN MCLEOD Datacentrix issued a cautionary announcement to the market last Wednesday in which it said its Commerce Centre subsidiary, which was commissioned to provide a fast-moving consumer goods industry-approved national...

Biting the hand that feeds IT.
December 7, 2001... Byline: DUNCAN MCLEOD We don't usually review other technology media outlets, but this one's too good not to mention. It's still a fairly well kept secret outside its home country, the UK, but The Register, for those who have...

Pricing ADSL right.
December 7, 2001... Byline: DUNCAN MCLEOD That's the view of George Debbo, technical director at the SA subsidiary of Marconi Communications, the broadband telecommunications infrastructure supplier. You can't just offer it as a connection cost, Debbo...

Keep it small.
December 7, 2001... Byline: DUNCAN MCLEOD Gardner, who was in SA last week, says large e-marketplaces were an aberration in the development of e-business. They were clever ideas that didn't have an economic justification, he says. Why would you use a public...

Wired cabby.
December 7, 2001... Byline: MARINA BIDOLI Called the Multi Purpose Taxi Program, the smart-card system is used by disabled people in Australia's Victoria state to receive automatic subsidies on taxi fares. Linked to a global positioning system, the new...

POLITICS. NEW WESTERN CAPE COALITION OUSTS DEMOCRATIC PARTY.
December 7, 2001... Byline: PETER WILHELM ANC, Nats reminisce about battles with common enemy That perennial comeback kid, Peter Marais, was due to be installed as Western Cape premier this week. It has been a tortuous political path for Marais who in the...

PRIVATE BANKS. SPARKLING ADVICE.
December 7, 2001... Byline: SHARON WOOD Offering champagne, service and good returns Swiss-style private banks, renowned for their confidentiality and exclusive service, are in a league of their own. Apart from being able to structure your finances...

PROPERTY. IDEAL TIME TO SPOT THE GAP.
December 7, 2001... Byline: IAN FIFE Three tests have been passed South African property passed three tests in 2001 to establish itself broadly as a good place to invest for the first time in decades. Looks like we can expect the first long upswing in...

REAL AFRICA HOLDINGS. FINANCIAL SERVICES.
December 7, 2001... Byline: PERCY MTHIMKHULU REDUCE Ord price: 405c Market value R1,5m Div yield: 12-month high, 485c; PE ratio: (5,8). Sector PE: 7,7 Low, 350c SixEarn-#CapitalAttribHeadlineDividend monthsingsprof./ lossprofitEPSper share toRmRmRm (c)(c)...

SA BREWERIES. BEVERAGES.
December 7, 2001... Byline: GERRY HIRSHON SWITCH TO BETTER HEDGES Ord price: 6930c Market value R53,8bn Div yield: 3,1% 12-month high, 7000c; PE ratio: 16. Sector PE: 16,5 Low, 4545c SixTurn-OperatingPre-taxHeadlineDividend...

PROPERTY. HOW TO FIND THAT LITTLE HOME IN THE COUNTRY.
December 7, 2001... Byline: IAN FIFE Get change out of R1m for an extra toothbrush It takes more commitment than money to buy a second home. But with mortgage bonds cheap and accessible, some South Africans are finding it easy to lead a double life. Banks...

SHOPPING GOLD CARD WHIPLASH.
December 7, 2001... Byline: HILARY PRENDINI TOFFOLI A random sampling of where gift-givers are shopping in Cape Town this season There may be some truth in the claim that Cape Town beats Gauteng in the quality restaurant stakes, but I don't think that holds...

TELECOMMUNICATIONS. GOVERNMENT DANGLES BAIT.
December 7, 2001... Byline: MARINA BIDOLI But Telkom's standoff with the regulator may discourage foreign investment Andile Ngcaba, director-general of the Department of Communications, is upbeat about SA's second fixed-line network operator (SNO). Just...

WINE ESTATES. YOU DON'T WANT TO SCRAPE THE BOTTOM OF THE BARREL.
December 7, 2001... Byline: IAN FIFE But you can get a wine estate on the far side of the mountain It's never too late to indulge your fantasies with a Cape wine farm. You can still get something decent for R5m, though prices have risen sharply over 20...

VENFIN.TELECOMMUNICATIONS.
December 7, 2001... Byline: ITUMELENG MAHABANE SPECULATIVE Ord price: 1870c Market value R9,1bn Div yield: n/a 12-month high, 2185c; PEratio:17,6. SectorPE:19,3 Low, 1550c SixTurn-OperatingPre-taxHeadlineDividend mnthsoverprofitprofitEarningsper share...

MONEY MARKET INVESTMENT. DULL, PERHAPS, BUT SAFE.
December 7, 2001... Byline: STAFFORD THOMAS Particularly in tough times Money market investments may be dull, but they come into their own by providing capital security in uncertain times. Over the past 12 months, domestic money market unit trusts...

INVESTMENT. ONE OF 2001'S BRIGHT SPOTS.
December 7, 2001... Byline: STAFFORD THOMAS Fundamentals remain strong Those astute few who bought fixed-interest bonds when rates hit 20% in late 1998 can gloat over a 130% total return to date, against a paltry 35% delivered by industrial and financial...

AIRLINE INDUSTRY. BARGAINS GALORE FOR SAA.
December 7, 2001... Byline: SHAREEN SINGH Struggling airlines are queuing at SA Airways' door with offers to replace its long-haul fleet, making competition stiffer for Boeing and Airbus, which, until now, were the only suppliers. This is good news for...

CARS. FLASH YOUR MONEY ON THE FREEWAY.
December 7, 2001... Byline: DAVID FURLONGER Super-expensive choices for the super-spender A few weeks ago, our plan was to recommend a really exotic car for people with up to R1m to spend. But then a problem arose. All the cars at the top end of the market...

PACKAGE HOLIDAYS. BLOW IT ALL FOR THE THRILL.
December 7, 2001... Byline: MARJORIE DEAN These luxury holidays will stay with you forever The best holidays can give you what no other purchase can: memories to treasure for life. And you can leave all the arrangements to top travel companies, creators of...

THE YEAR THAT WAS. 2001: A SPACED-OUT ODYSSEY.
December 7, 2001... 2001: A SPACED-OUT ODYSSEY On the upside, it's cheap here and Big Brother's nearly over The world looked pretty sorted a year ago. The march of capitalism had defeated all comers, with the US dictating the terms. It might not have been...

JOHNCOM. MEDIA.
December 7, 2001... Byline: ITUMELENG MAHABANE SPECULATIVE Ord price: 1500c Market value R1,5bn Div yield: 12-month high, 1550c; PE ratio: 143,8. Sector PE: (40) Low, 1070c Six Turn-OperatingPre-taxHeadlineDividend mnthsoverprofitprofitEarningsper share...

MIH. MEDIA.
December 7, 2001... Byline: ITUMELENG MAHABANE SPECULATIVE Ord price: 1070c Market value R2,8bn Div yield: 2,78% 12-month high, 2500c; PE ratio: 22,1. Sector PE: -32 Low, 620c SixTurn-OperatingPre-taxHeadlineDividend monthsoverprofitprofitEarningsper share...

Simon.
December 7, 2001... Byline: COLLEEN WILSON (FMGN3PAGES) Simon Leighton-Morris

NASPERS.MEDIA.
December 7, 2001... Byline: ITUMELENG MAHABANE SPECULATIVE Ord price: 2095c Market value R3,27bn Div yield: 1,15% 12-month high, 4250c; PE ratio: 20. Sector PE:(40,3) Low, 1400c SixTurn-OperatingPre-taxHeadlineDividend monthsoverprofitprofitEarningsper...

NASPERS. SHOW ME THE MONEY.
December 7, 2001... Byline: ITUMELENG MAHABANE Brave new worlds are proving expensive Having boldly gone where no SA media group has gone before digital and interactive TV and forays into Asia and Europe media group Naspers is finding that the fuel costs of...

PERFECT HAPPINESS.
December 7, 2001... George Harrison, former Beatle, who died last week

SAVINGS. HOW TO BUILD UP A NEST EGG.
December 7, 2001... Byline: STUART THEOBALD You can count some chickens before they hatch So you've scraped together R5000 and now want to make your money work for you? Don't get too excited. Unless you become a maverick stock trader, there's not much you...

RACE RELATIONS. RACISM IN THE EYE OF THE BEHOLDER.
December 7, 2001... Byline: PATRICK LAURENCE Each of South Africa's major racial groups tends to see itself as the primary victim of racism. That is the central finding in an opinion survey of 2144 households across the racial and geographical spectrum,...

BANKING. WHEN THE RED CARPET ROLLS OUT.
December 7, 2001... Byline: STUART THEOBALD You should feel worth more than your actual balance Feel you deserve red-carpet treatment from your bank? Chances are, if you earn a few hundred thousand rand a year, your bank will agree with you. Red-carpet...