The Journal of Lending & Credit Risk Management articles from March 1997

The Journal of Lending & Credit Risk Management archives from March 1997

It's a Small World
March 1, 1997... Financial services is a global industry. This belief is so widely held that it is rarely, if ever, questioned. We take for granted that foreign savers feed U.S. borrowers, that electronic runs can start in Singapore and close down a U.S. bank in a...

Economic Freedom and U.S. Foreign Lending
March 1, 1997... The spread of capitalism has created new opportunities and risks for lenders. Risks associated with national bonds differ from risks associated with direct investment. Bond-rating agencies provide some excellent tools for the former and the Index...

International Accounting: A Comparison of IASC and U.S. GAAP Standards
March 1, 1997... In a world made smaller by technology, international investment opportunities are greater and more diverse than ever before. But even as markets become internationalized, there remain impediments to the free flow of capital across national...

Financing Emerging Markets: The Role of Cross-Border Bank Loans
March 1, 1997... The dramatic increase in portfolio investment to emerging market countries in recent years has been in the limelight far more often than the changes in cross-border lending to these markets. A review of theories of sovereign lending, contract...

Risk Reduction for Foreign Exchange Market Participants
March 1, 1997... The mind-boggling array of issues involved in international payments settlement has made settlement risk a paramount concern for bankers as international lending expands both in level of activity and in complexity. In December 1996, the Federal...

Merging Credit Cultures
March 1, 1997... Any merger usually entails massive change and uncertainty as organizations, people, policies, and processes are all changed. Success in a merger depends on how bankers resolve issues surrounding cultural fit, cultural clarity, people issues, and...

Real Estate Appraisal Tips for Lending Success
March 1, 1997... On November 8, 1996, RMA hosted its second audioconference, Real Estate Appraisal Tips for Lending Success. From nearly 300 telephone locations in the U.S. and Canada, an estimated 2,500 to 3,000 lending professionals listened to James Zeiger,...

Agricultural Lending in Today's Economic Environment: Have We Forgotten Lessons Learned?
March 1, 1997... As the saying goes, "Those who cannot remember the past, are condemned to repeat it." By examining mistakes of the recent past, agricultural lenders can make rational business decisions that will protect their financial institutions. Many...

3.2.1.00
March 1, 1997... The February issue of The Journal of Lending & Credit Risk Management presented the article "Introducing Year 2000. "Author Dan Callahan prophesied the coming of a two-digit plague upon the land. What are RMA member banks doing to meet the...