Antitrust Bulletin articles from September 1992

Antitrust Bulletin archives from September 1992

Megamergers in banking and the use of cost efficiency as an antitrust defense. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... I. Introduction This study analyzes the cost efficiency implications of megamergers in the U.S. banking industry - mergers and acquisitions in which both organizations exceed $1 billion in assets. Such an analysis is important because...

Interstate banking: performance, market share, and market concentration issues. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... Interstate banking has been looked upon as a way of turning around bank failures, a device for improving the efficiency and stability of banks, a channel for routing scarce capital into economically depressed areas, and as a way of increasing...

The relationship between entry into banking markets and changes in legal restrictions on entry. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... Liberalization of intrastate branching and interstate banking laws at the state level accelerated in the 1980's so that, currently, only a few states impose stringent restrictions on bank expansion. Federal legislation has been proposed that...

Searching for an antitrust beacon in the bank merger fog. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... After a decade of near irrelevance, the Justice Department has reentered the bank acquisition scene, which had been dominated primarily by the Federal Reserve Board. By bringing a lawsuit (its first in 8 years), the Justice Department secured...

The 1992 agency Horizontal Merger Guidelines and the Department of Justice's approach to bank merger analysis. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... I. Introduction The banking industry is currently undergoing a period of substantial consolidation and reorganization. The Department of Justice plays an important role, especially in its prompt and active review of bank mergers, in...

Consolidation of the banking industry and the merger guidelines. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... 1. Introduction During the past year, there has been increasing discussion about a consolidation of the banking industry. This issue has been stimulated by the weakened condition of many banks as a result of bad loans here and abroad,...

Small business clustering of financial services and the definition of banking markets for antitrust analysis. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... 1. Introduction An important aspect of conducting competitive analysis of mergers is defining the relevant economic market, which involves delineating both a product and a geographic market. In each instance, the concern is that the...

Future U.S. banking structure: 1990 to 2010. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... I. Introduction Current interest in the subject of U.S. banking structure stems from three sources. First, significant structural changes have already occurred. For example, during the 1980's, the number of banking organizations...

Future money and banks: 1990-2010. (A Special Issue On Banking, Its Future and Antitrust Analysis)
September 22, 1992... Authors in this banking edition of The Antitrust Bulletin project great changes in banking and bank structure over the next 20 years. Consolidations will likely be fueled by many diverse things: cost-savings, expected or real; profit...