Commercial Lending Review articles from November 2005

Commercial Lending Review archives from November 2005

Relationship pricing for profitability: leaving money on the table?
November 1, 2005... With middle market credit spreads under tremendous pressure, it is becoming a matter of utmost importance for lenders to devise better techniques for pricing their customer relationships. The institutions that understand the total value of a...

Converging markets: leveraged syndicated loans and high-yield bonds: banks gain increased capability to manage credit risk.
November 1, 2005... The leveraged syndicated loan market and high-yield bond market compete for borrowers seeking large non-investment-grade debt. As an active secondary market for leveraged syndicated loans has developed, these two asset classes have increasingly...

The path to profitable growth in corporate banking: performance data show ways to create value.(Company Profile)
November 1, 2005... Corporate banks, despite a general upturn in performance over the past few years aided by better market conditions, continue to struggle in their efforts to enhance revenues, trim costs and carve out a path toward profitable growth. Although...

Core values: overlooked and under pressure: lessons from both sides of the borrower-lender transaction.(LENDING MANAGEMENT)
November 1, 2005... The middle-market lending industry's evolution is the subject of an ongoing plethora of literature. Topics of particular interest include the impact of technology, alternative loan origination and loan servicing models, drivers of borrower...

How technology is transforming the business of commercial lending: using technology to achieve strategic business objectives.(LOAN OPERATIONS)
November 1, 2005... With the years of experience required to master its arcane jargon and comprehend its unwieldy documents, the practice of commercial lending has sometimes been likened to alchemy. But the intelligent application of technology is at last...

FASB issues a proposed interpretation on accounting for uncertain tax positions: defining a criterion for recognizing the benefit of a tax position in an entity's financial statements.(ACCOUNTING)(Financial Accounting Standards Board )
November 1, 2005... The Financial Accounting Standards Board (FASB) recently issued an exposure draft ,of a proposed Interpretation ("proposed FIN"), Accounting for Uncertain Tax Positions: an Interpretation of FASB Statement No. 109, that would clarify the...

Reflections on the Erie Canal and globalization: the infrastructure project that transformed New York into the Empire State.(Books)(Wedding of the Waters: The Erie Canal and the Making of a Great Nation)(Book Review)
November 1, 2005... From the founding of the American Republic in the 1780s to the Civil War of 1861-65 (and the economic consequences that the war unleashed), there may have been no more significant event in the economic development of the United States than the...