Commercial Lending Review articles from March 2007

Commercial Lending Review archives from March 2007

Business reorganizations after one year of BAPCPA: key employee payments and preference actions are affected by the new law.
March 1, 2007... The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) (1) became effective on October 17, 2005. Directed in the main at perceived abuses of bankruptcy law by consumers seeking relief, BAPCPA also contained significant (and less...

Small business lending: maintaining equilibrium: small business banking must make trade-offs between retail and commercial lending approaches.
March 1, 2007... The banking industry identified small business a target market segment over two decades ago. Banks focused on this segment, developed strategies and grew business. As a result, small business became a very profitable line of business for many...

The more things change, the more they stay the same: how can commercial banks succeed in an increasingly global, specialized and competitive business environment?
March 1, 2007... When one compares the commercial banking landscape today to that of several decades ago, many factors have fundamentally transformed how banks operate and serve their customers: technology, globalization and competition just to name a few. ...

How commercial lenders can succeed in 2007: relationship strength and recruiting are among the challenges financial institutions should address now.(COMMERCIAL LENDING STRATEGIES)
March 1, 2007... The strategies used by banks over the last several years to deliver earnings growth will need to change to reflect the new realities of the 2007 environment. After years of record earnings growth for the banking industry, market and economic...

B2Bank integration: opportunities for enhancing client loyalty and satisfaction: executives in the wholesale banking business segment must actively manage integration of new banking products or applications with their clients' systems.(TECHNOLOGY)(Company overview)
March 1, 2007... In these hypercompetitive days when corporate clients are continuously reevaluating their banking relationships, creating bidding wars for transaction services and holding their banking providers' feet to the fire, banks must search for ways to...

The importance of cash flow analysis for small businesses: why accrual-based accounting is just the beginning for small businesses.(CREDIT ANALYSIS)
March 1, 2007... Asset-based lenders must accurately gauge a borrower's credit risk profile based upon its inherent value chain, life cycle stage and external environment, including economic and industry trends. Small business lenders cannot analyze borrowers...

Rise and fall of a superstar: a controversial acquisition set the stage for the successful revival of Hewlett-Packard.(BOOKS)
March 1, 2007... In the fall of 1998, FORTUNE named its 50 Most Powerful Women in American Business. Appearing on the cover of the October 12 issue was the number-one-ranked woman executive, 44-year-old Cara Carleton (Carly) Fiorina. FORTUNE touted the...