Commercial Lending Review articles from January 2007

Commercial Lending Review archives from January 2007

Maximizing relationship value with CRM systems: why commercial banks need to move beyond contact management to true customer relationship management.(Company overview)
January 1, 2007... Commercial bankers deal with people--a lot of people. Consequently, how well banking employees keep track of these people, their roles and their contact information can have a significant impact on the employee's daily productivity, regardless...

Announcing ... Accounting for Compensation Arrangements.(Brief article)
January 1, 2007... CCH ACCOUNTING FOR COMPENSATION ARRANGEMENTS offers professionals comprehensive guidance for applying the complex and expansive requirements of FASB Statement No. 123 (Revised 2004), Share-Based Payment. It discusses the financial reporting...

What private equity firms want in a lender: perspectives from across the table.
January 1, 2007... Having worked for 11 years as a lending lawyer, largely representing banks in all types of financings, three years ago I switched tacks and ventured into the world of borrower-side private equity. In two and a half years, I closed more than 20...

Preparation: the key to enhancing distressed debt recovery opportunities *: there is no better time to plan a distressed debt workout strategy than at the earliest stages of the workout.(Column)
January 1, 2007... This article is the first of two intended as a refresher for commercial lenders who want to be proactive when faced with a credit exhibiting signs of financial distress. These two articles assume that it is just a matter of when and not if the...

Financing growth in small companies: all companies can benefit from an explicit assessment of the financial aspects of growth.(Company overview)
January 1, 2007... Virtually all businesses include growth among their most important goals. After all, increased profits are possible only when revenues grow or expenses decrease. Increases in sales also necessitate increases in financing. Because small...

Fair-value option for financial assets: an opportunity for earnings management? For lenders, the fair-value option would introduce subjectivity to balance sheets.(Financial Accounting Standards Board)
January 1, 2007... As of late November 2006, the Financial Accounting Standards Board (FASB) has on its agenda a project that allows an option for information providers to report their financial assets and financial liabilities at fair value (the fair-value...

Lending to start-ups: the role of competitive strategy: the review of the competitive strategy during the commercial loan review process may promote high-quality start-up businesses.(CREDIT ANALYSIS)
January 1, 2007... An existing concern regarding economic expansion, addressed by the Small Business Administration (SBA), is that start-up businesses may be unable to obtain adequate funding. Without the financial incentives currently offered by the SBA,...

The warning signs of financial distress: denial is the shared characteristic of all troubled companies.(WORKOUTS)(Column)
January 1, 2007... This last decade has seen consistently robust economic conditions throughout North America while market liquidity for commercial loans has been unprecedented. These factors have created an operating climate very favorable to nearly all...

Announcing ... business tax answer book.
January 1, 2007... The BUSINESS TAX ANSWER BOOK is an encyclopedia of tax information--everything business advisors and owners need to know about tax and how to interpret and apply the tax rules. The BUSINESS TAX ANSWER BOOK is an accessible, practical,...