Commercial Lending Review articles from December 22 1999

Commercial Lending Review archives from December 22 1999

Keeping Up with the Latest Healthcare Bankruptcies.(Brief Article)(Editorial)
December 22, 1999... Do we have room for just one more bankruptcy? This question became routine for me this fall, as Michael Small and Mark Prager scrambled to update their article on restructurings and bankruptcies of healthcare borrowers. As their article,...

Health Care Finance and Insolvency: The Lender's Perspective.
December 22, 1999... As the health care industry experiences financial pressure as never before, institutional lenders face a broadening array of challenges. The decline in reimbursement by government and private payors and weakness in particular segments of the...

Planning for Harder Times.
December 22, 1999... Analysts expect the lowering of credit standards to continue as banks compete for fewer and fewer customers. Lower credit standards will likely lead to an increase in problem loans, especially if there is a recession, and that could lower...

Examining Small-Business Banking after the Merger: Is Your Franchise Stronger?
December 22, 1999... Small business stands among the segments most prized by banks. At the same time, small business is one of the most vulnerable customer groups during a merger. Business owners are highly threatened by the perceived risk of losing a favored...

Cost Control and Profitability Strategies in Today's Market.
December 22, 1999... Many organizations fail to realize the link between good strategy and the best possible performance. To control costs and enhance profitability, building a viable business strategy is the most effective action any organization can take....

An Offer Your Borrower Can't Refuse: How to Compete for Commercial Finance Transactions.
December 22, 1999... The most common summary of current market trends on the lips of experienced asset-based lenders across the country is "brutal competition." Confidential conversations with industry leaders still point to unrelenting pressure to grow assets to...

Integrating a Risk-Management-Based Process Review into the Credit Review Function.
December 22, 1999... Today's superior bank performers are superior risk managers. They know that risk is not a threat but is, instead, an opportunity to outperform the competition. This article explains the evolution of the credit review function at Branch Banking...

Growth in Major Customers: Implications for Lenders.
December 22, 1999... The need for major-customer disclosures has been recognized by accounting standard setters for decades, beginning with the issuance of Statement of Financial Accounting Standards (SFAS) No. 14, "Financial Reporting for Segments of a Business...

Global Sound Practices for Credit-Risk Management.
December 22, 1999... Large concentrations of credit. Deficient credit analyses. Subjective decision making by senior management. Inadequate credit review. Failure to monitor collateral values. Lack of a sound pricing methodology. What do all of these have in...

Mobile Goods Ruling Reversed by Court of Appeals.(Varsity Sodding Services Inc.)
December 22, 1999... The U.S. Court of Appeals for the Third Circuit reversed the holding of the U.S. District Court for the Middle District of Pennsylvania in In re Varsity Sodding Service, Inc., 139 F.3d 154 (3rd Cir. 1998) (34 U.C.C. R. Serv. 2d 891; 32 Bankr....

FASB Proposes to Drop Poolings of Interests for Merger Accounting.(Financial Accounting Standards Board)
December 22, 1999... On September 8, 1999, the Financial Accounting Standards Board (FASB) issued an exposure draft of the proposed Statement of Financial Accounting Standards (SFAS), "Business Combinations and Intangible Assets," to address the method of...

Case 99-4: Tripped Up by Trademark Collateral.(Uniform Commercial Code, Lanham Act)
December 22, 1999... Solving crime through knowledge of legal developments in commercial lending. My badge says Will K. E. Farr, but my friends call me Bill. You can call me just another burn from uptown New York trying to make a life in this worm-infested big...