Canadian Banker articles from July 1992

Canadian Banker archives from July 1992

The regulatory environment: obstacle or opportunity? (Cover Story)
July 1, 1992... The demands of banking tend to make those of us who work in the industry both outward looking and forward looking. We must constantly be aware of what is occurring outside the confines of our individual spheres of responsibility, for what...

Pacing change. (interview with banker James H. Cleave) (Interview)
July 1, 1992... In a wide-ranging interview with business journalist Dean Walker, conducted in the bank's Toronto office, James H. Cleave spoke of the problems facing Schedule II banks in "over-banked" Canada, suggesting that the pace of change in the industry...

Expert systems in banking.
July 1, 1992... "Knowledge Based Systems (expert systems) are viewed as a change agent with the potential to give us a competitive advantage." Financial institutions are continually searching for new ways to use technology to deliver an increasing number...

A Poole of sunshine. (Banker David Poole)
July 1, 1992... A gentle spring rain is falling outside the huge plate glass windows of David Poole's bank in downtown London, Ont. But Poole is thinking sun. Next week he's off to Disney World in Florida - for the day. "I'm really looking forward to it,"...

American Commercial Banking - A History.
July 1, 1992... This book is an excellent survey of American banking history from its earliest days. Professor Klebaner, who teaches economics at the City College of New York, has written a very readable and convenient reference work for students of banking,...

Old stamping grounds. (Canada's monetary policy) (I.C. Whynot) (Column)
July 1, 1992... Just six days after Canada declared war on Germany in September 1939, the government created the Foreign Exchange Control Board. Its aims included the conservation of foreign exchange, the avoidance of speculation, and protection against the...

Our past in penny banks.
July 1, 1992... Bankers once promoted deposit building by visiting customers at home to record deposits saved in intricate penny banks. Many of the penny banks were in the forms of bank buildings. "The Architecture of Cast-iron Penny Banks" exhibit at...

How Shall We Govern the Governor? A Critique of the Governance of the Bank of Canada.
July 1, 1992... This publication appears in a series on the Economics of Constitutional Renewal issued by C.D. Howe. Its author is a well-known authority on Canadian monetary management. He reviews the basis of the present relationship between the government...

Succession planning and the banker.
July 1, 1992... Sixty-three years of age with a sound business built steadily over the past 25 years. Expansion loans are always paid on time. Existing lines of credit move in a predictable pattern and are well secured. Business and personal accounts have...

Teamwork in tough times. (business management)
July 1, 1992... "Process overload" and "underload," two main causes of profit losses, must be eliminated to enhance productivity, service, and profits. The author suggests improvement in administration areas can be achieved by high-performance, self-management...

Smoke and mirrors - anatomy of a fraud. (Julius Melnitzer's bank swindle)(includes related articles)
July 1, 1992... A grandiose investment swindle by a London, Ont. lawyer defrauded financial institutions and private citizens of $67 million. In this "how-done-it" article, the author cautions bankers to be on guard against similar fraud attempts. She...

What's happening at the Institute. (Institute of Canadian Bankers) (Column)
July 1, 1992... This year, the institute marks its 25th anniversary. Since 1967, it has greatly evolved and continues to achieve success with its programs and courses. Yet none of its success would be possible without the thousands of bankers who have had the...

Investing without frills.
July 1, 1992... Discount brokers are involved in a little business that grew, shattering what the author calls "the cosy leather and world of the old-line investment houses." She is a partner in the consultant Advisory Services in Corporate Planning, in...

Brokered funds and advance-fee scams. (On the Safe Side) (Column)
July 1, 1992... When asked what was new in fraud schemes, a seasoned bank security officer replied: "Nothing, there are only variations on the same old themes." This is especially true of advance fee scams which target everyone from the hard-pressed consumer...

Thoughts on yachts and lender pitfalls.
July 1, 1992... Inappropriate or flawed security sometimes results in the wake of small vessel and yacht financing. In this article, the author provides a precise understanding of the nature of both the vessel and the required documentation. He is a...

Tax fax. (income taxes) (Column)
July 1, 1992... Although it will be summertime when you read this magazine, the Editor's deadline for my offering is mid-April. Of course, if I was a notable author, instead of a mere scrivener, I'd likely have a little more leeway. As if to rub in the...