Banking Wire articles from June 2006

Banking Wire archives from June 2006

NAFCU, Fannie Mae Add Enhancements.
June 1, 2006... WASHINGTON -- NAFCU and Fannie Mae reported they have added enhancements to their alliance. "The alliance, the first established between Fannie Mae and a credit union trade association, provides cost savings to participating NAFCU members and...

CU Economists Brief St. Louis Fed Bank.
June 1, 2006... ST. LOUIS -- A group of the credit union industry's leading economic observers met with officials of the Federal Reserve Bank of St. Louis last week to discuss issues affecting credit unions. Participating in the meeting with members of the...

South Carolina CU Boosts Outstanding Balances.
June 1, 2006... NORTH CHARLESTON, S.C. -- South Carolina FCU reported it boosted outstanding credit balances by $6.5 million in the fourth quarter of 2005 with a rewards-based Platinum promotion created by PSCU Financial Services, St. Petersburg, Fla. Instead...

CUES Financial Services Forum Honors Trio.
June 1, 2006... MADISON, Wis. -- CUES Financial Services Forum, has recognized several companies as its Suppliers of the Year: Weber Marketing Group, Seattle; Strunk & Associates, L.P., Houston, and Creditor Resources, Inc., Atlanta. The awards were presented...

NASCUS Hosts Kenyan CU Executive.
June 1, 2006... ARLINGTON, Va. -- The National Association of State Credit Union Supervisors (NASCUS) met with Kenyan credit union regulator Patrick Khaemba to discuss the state credit union system during a recent trip that was sponsored by the World Council...

Treasury Officials Meet With Credit Unions.
June 1, 2006... MADISON, Wis. -- Officials from the Wisconsin league and CUNA met with representatives of the Treasury Department at CUNA's headquarters here. Dan Iannicola Jr., the Treasury Department's deputy assistant secretary for financial education,...

Suggestions Shared On Why CUs Should 'Move Early' In Targeting Hispanic Market.
June 1, 2006... GALVESTON, Texas -- Credit unions can avoid being overwhelmed by the enormous challenge of reaching a burgeoning Hispanic market by following some simple steps, according to one expert. In remarks before the Texas league's annual meeting...

Coalition: Members' Efforts To Derail Conversion 'Tyranny'.
June 1, 2006... WASHINGTON -- The Coalition for Credit Union Charter Options, a group led by executives of former credit unions that have converted to mutual savings banks, issued the statement, below, after DFCU Financial Credit Union in Dearborn, Mich.,...

Heritage, R.I.A. To Migrate To OSI In 2006.
June 1, 2006... GLASTONBURY, Conn. -- Open Solutions Inc. announced that Newburgh, Ind.-based Heritage FCU and Bettendorf, Iowa-based R.I.A. FCU plan 2006 migrations to Open Solutions' enterprise-wide core data processing platform, The Complete Credit Union...

MarkMonitor Launches Phishing Solution.
June 1, 2006... SAN FRANCISCO -- MarkMonitor, a provider of online corporate identity protection, has released Phishing Readiness and Response, which the company called a cost-effective solution designed for smaller financial institutions that, until now, have...

Virtual Reality.
June 2, 2006... While many banks include financial calculators on their websites to encourage visitors to calculate their retirement savings shortfalls, it turns out consumers aren't impressed. They don't think banks are going far enough with their online...

Bank Insurance Revenue Healthy in 2005.
June 2, 2006... Total insurance revenue at bank holding companies (BHCs) grew by nearly 19% to $44.1 billion in 2005, according to a recent survey by Michael White Associates and the American Bankers Insurance Association. The biggest BHCs led the way, earning...

The Price Of Authentication: Get Ready For Id Security Cost Inflation: PassMark sale means bargain pricing is over.
June 2, 2006... The good news for banks about RSA's acquisition of PassMark in April is that it's another sign that the market for two-factor authentication is maturing, and that an increasing number of vendors will have complete, even cross-channel, solutions...

Web Design: Schwab Peeks Into A Prospect's Mind: Its redesign aims for quick customer capture.
June 2, 2006... Charles Schwab wants its blind Web dates with customers to turn into lasting relationships-and considering it gets only five one-hundredths of a second to make a sticky impression when the initial meeting with a prospective client takes place,...

Are Credit Unions Ready?: Still Recovering From 2005, The 2006 Hurricane Season Is Here - Plans Tweaked, Fingers Crossed.
June 2, 2006... NEW ORLEANS -- Here we go again. With the kick-off the 2006 hurricane season just days away, predictions are already calling for yet another above-normal number of named storms. Yet many buildings in Florida, Mississippi, New Orleans and points...

Are Credit Unions Ready?: Still Recovering From 2005, The 2006 Hurricane Season Is Here - One Lesson: More Cash On Hand.
June 2, 2006... MOSS POINT, Miss. -- With the June 1 start of the 2006 hurricane season only days away, Gulf State CUs are better prepared in the event once-in-a-lifetime storms choose to visit again. After losing his own home to storm surge, Navigator FCU...

New Impetus For Data Theft Bill: Breach At VA Leads To New Calls For National Standard.
June 2, 2006... WASHINGTON -- Last week's revelation of a massive data breach at the Veterans Administration gave rising impetus to legislation that would impose new penalties for poor data security and allow consumers to "freeze" their credit after their...

Why Few CUs Are Playing Cards: Hardly Any Have Moved To Offer Discover, American Express.
June 2, 2006... CLEARWATER, Fla. -- After years of being restricted to offering only Visa or MasterCard cards to their members, credit unions at last can offer Discover and American Express. But for a variety of reasons, industry experts report that credit...

Rants and Raves.
June 2, 2006... Customer Loyalty is No-Brainer I just read your April 2006 commentary ("The Difference Between Good and Bad Profits"). I agree with you 100 percent. Individuals making decisions about customer service and employee goals do not talk to...

Wachovia's Bet on Golden West is Talk of the Town: It was just a matter of time. That Ken Thompson's desire to build a national bank would solve the Sandlers's succession problem is only half the story. What's being talked about from Charlotte to New York and back again is the real deal.
June 2, 2006... There are few things in business that get tongues wagging faster than a good old-fashioned merger inked against an ultra-competitive industry backdrop. Observers can't help themselves from dissecting the deal immediately; rivals feel compelled...

Indexed Annuities Sales Hit $1.6 Billion at Banks.
June 5, 2006... Banks sold almost $1.6 billion in indexed annuities in 2005, up 67% from $932 million in 2004, according to a new report by Kenneth Kehrer Associates and Midwood Financial. Indexed annuities now account for 7.1% of all annuities sold through...

FDIC Insures Retirement Accounts to $250,000.
June 5, 2006... While it hasn't been widely reported in the media, the Federal Deposit Insurance Corp. (FDIC) raised coverage limits on certain kinds of retirement accounts from $100,000 to $250,000. The change primarily affects traditional and Roth IRAs,...

Healthcare: An Rx to Gain Share: UMB's partnership could lure HSA business.
June 5, 2006... The market for consumer-directed healthcare figures to be fierce in the coming years, since it combines the elements that often spell all-out war among financial firms-namely a high potential, mostly untapped market that's suffering from a...

If It's Loyalty You Seek, Forget Fees For Credit Monitoring.
June 5, 2006... The news that SunTrust Banks would provide preferred-checking customers with an identity-theft protection and credit-monitoring program from Equifax came as a breath of fresh air-sort of. SunTrust was called to action based on the findings...

Overhaul of Fed Flood Insurance Program To Mean Higher Premiums.
June 5, 2006... WASHINGTON -- Congress took a first step last week to raising the premiums for millions of homeowners insured by the national flood insurance plan. The goal is to fill a massive hole in the federally subsidized program that is currently...

On Deadline.
June 5, 2006... CU Profitability Slides Again During First Qtr. ALEXANDRIA, Va.-Profitability at the nation's credit unions declined again in the first quarter, for the third quarter in a row, to just 0.81% return-on-average assets, the lowest in more than...

Group Seeking To Oust Board Still Mulling Options.
June 5, 2006... DEARBORN, Mich. -- DFCU Owners United, a group of members seeking to oust the board at DFCU Financial Credit Union, remained tight-lipped as The Credit Union Journal was going to press about any plans to take action against the CU, which...

Hyland Reps Agency At ID Theft Task Force Meeting.
June 5, 2006... WASHINGTON -- NCUA Board Member Gigi Hyland represented the agency at the inaugural meeting of President Bush's Identity Theft Task Force. The task force, co-chaired by the attorney general and the chairman of the FTC, includes representatives...

Lending: Banks Vent Rage Over Commercial RE Loan Rule: Worries abound the real estate market will sour.
June 5, 2006... Banks, in an uproar over regulators' proposal that warns those with high concentrations of commercial real-estate loans may have to raise their capital reserves, worry that new regulations will eat into their bottom line. The Federal...

Corporate Governance: Ready, Aim and Fire: Shareholders Get Armed: Proposals on compensation remain key.
June 5, 2006... This may be remembered as the spring that shareholders refocused their discontent over executive compensation, directing their ire instead at the boards that approve pay packages. Shareholders at a handful of financial institutions put forth...

Product News.
June 6, 2006... The American Stock Exchange and Victoria Bay Asset Management have listed the first crude oil-based fund. The fund tracks the primary oil benchmark in the U.S. and also purchases futures contracts for crude oil and other petroleum-based...

Tools & Resources.
June 6, 2006... Frederick Kobrick, a notable fund manager and stock picker who has presided over some of the industry's best performing mutual funds, has released The Big Money, published by Simon & Schuster. Kobrick uses anecdotes and examples to demonstrate...

Market Intelligence: Turning Info Into Action: Research firms like TowerGroup and Celent are building on their research through sales education and contributing to indexes.
June 6, 2006... Clay Cocalis says the typical sales pitch for a technology exec looks a lot different today than just a couple of years ago. For one thing, the person on the other side of the table probably has a much better office-and a keener understanding...

News Makers.
June 6, 2006... Bofa leaving visa? Lewis slips a hint. Bank of America CEO Ken Lewis let slide in an interview with The Wall Street Journal that BofA is considering launching its own card network. Its motivation? Financial Insights' Aaron McPherson...

CUs Again Ranked Ahead Of Banks In Consumer Survey Of Perceptions.
June 6, 2006... WASHINGTON -- For the second year in a row, credit unions have done better than financial services competitors in consumers' perception of in whose best interests they act. The findings, released by Forrester Research, also provide some...

Blistering Report On Fannie Mae Expected To Add Impetus To Bill.
June 6, 2006... WASHINGTON -- A blistering regulatory report released last week finding that top executives at Fannie Mae manipulated the company's finances to qualify them for millions of dollars in bonuses, coupled with a record $400 million fine, is...

Worth Noting.
June 6, 2006... Gosnell named CIO At CMG MADISON, Wis.-Tom Gosnell has been named Chief Information Officer of CUNA Mutual Group. He succeeds SVP Rick Roy, who is now leading the reinvention of CUNA Mutual's Customer Operations organization. Gosnell...

Tear Up These Resumes, Notions, Apps & Denials.
June 6, 2006... Human resources professionals, I feel your pain. Thanks to the ongoing growth of The Credit Union Journal, we recently did some Help Wanted advertising as we are adding another reporter to our staff. The key word there is "reporter," not that...

Hits and Has-Beens.
June 6, 2006... Arthur Levitt, former SEC chairman, and Frank Zarb, former chairman of NASD, will co-chair the security practice of Promontory Financial Group, a regulatory, compliance and crisis-management firm. Gareth Davie, who spent nearly 20 years...

Fresh Ink.
June 6, 2006... 1. Wachovia announced it would Golden West Financial Corp. in a stock-and-cash deal valued at $25 billion. Its purchase of the nation's second-largest savings and loan, based in Oakland, CA, gives the Charlotte bank a national presence. The...

North Star Rising: How TD Banknorth's Anne Dunne built an award-winning investment program.
June 7, 2006... TD Banknorth's investment program has ballooned in size over the past decade, grabbing up its parent company's acquisitions at a steady pace to grow from a three-man operation in 1996 to one that includes 85 registered advisers and 100 platform...

Beyond the Gold Watch: Advisers must become experts at income planning if they are to meet the needs of retiring baby boomers.
June 7, 2006... The wealthiest generation in history is about to retire, and everyone wants a piece of their business. The statistics are so well known by now that they're almost cliches-there's a one-in-two chance that one spouse in a married couple will live...

Check Conversion: Check And Ach Processing: Besting Both Worlds: NACHA's new back-office processing rule will push the conversion down the line-and expand least-cost routing advantages.
June 7, 2006... Choosing the best way to process a check as a customer hands it over is like laying out your wardrobe weeks in advance. The weatherman can't tell you if it'll rain next month, and a merchant can't judge the most cost-effective route for a...

Advanced ATMs: Diebold Brings Captive Marketing To The Cash Machine: Forget sending letters. Forget that email blast. Personalizing messages at the ATM may be the most effective way to cross-sell.
June 7, 2006... Diebold's new ATM software wants to make direct mail and email promotions obsolete. Instead of wooing clients with new products via methods that can be ignored-letters tossed without being opened and email killed without reading-banks can now...

The Role Marketers Can Play In Getting Savings Started - And Why.
June 7, 2006... Here's a college entrance exam analogy-puzzler to consider: uncertainty is to security as consumption is to savings. Savings is security, but the trouble with saving money is we don't do it. That's the bad news. The good news is that...

Looking Again At Whether Or Not To Sell Off Your Discharged Debt.
June 7, 2006... Should your credit union sell off its charged-off debt? To really answer that question, it's best to rephrase it: "What would selling charged-off debt bring my credit union in the way of benefits"? The answers will vary according to...

Study Of Bill Pay Trends Uncovers Who Consumers Prefer To Pay-And When.
June 7, 2006... ELIZABETHTOWN, Ky. -- Authors of an extensive, new study into the habits of consumer bill payers say they have found both compelling evidence and confirmation that consumers are increasingly turning to electronic methods to pay their bills and...

What The Study Found.
June 7, 2006... * Checks and Automated Clearing House (ACH) payments are the most common forms of bill payment. Automatic debits via ACH are gaining ground quickly against other payment types. * More than half of respondents have paid bills through biller...

Authentication: With 2 Buys, RSA Becomes The Alpha Male: Customers await integration.
June 7, 2006... The short list for online customer-authentication vendors has become significantly shorter since the Federal Financial Institutions Examination Council announced its two-factor authentication guidance last October. In that time, two companies...

Pipeline: Rollover Retirees aren't Afraid to Jump Ship.
June 7, 2006... Nearly three-quarters (74 percent) of recent retirees have either reinvested their 401(k) savings into an IRA or are exploring options to move their funds to a new provider, according to a new Maritz poll. However, it suggests that 401(k)...

The Good, the Bad and the Ugly.
June 8, 2006... A Maritz Research poll found that 74% of recent retirees have either reinvested their retirement savings in an IRA (41%) or are in the process of looking for a new provider to manage their funds (33%), while the rest are content to leave their...

The Mechanics of a Financial Plan.
June 8, 2006... So how exactly does the financial planning process work? To illustrate his process, Dean MaKinster, a planner for First Horizon/First Tennessee in Memphis, Tenn., cites a married couple, both aged 55, who came to see him recently wanting to...

Techies.
June 8, 2006... * Michael Baresich was appointed evp and CIO of $65 billion CIT Group * New Century Financial Corp. named Colleen Wolf svp and CIO. * Mark Lamarre was named managing director and head of Wachovia Securities' Technology and Services Group,...

Message Board.
June 8, 2006... "I don't think there's a silver bullet." - Brian McGinley, director of Wachovia's Loss Management Division, on the outlook for an enterprise fraud solution. "They are asking salespeople to be a jack-of-all trades." - Clay Cocalis,...

Expanded Options For Members: Where Opportunity Is Being Found In Investments.
June 8, 2006... VIENNA, Va. -- Brokerage services have become firmly entrenched at many credit unions, but many analysts see significant room for growth and revenue. Indeed, several people told The Credit Union Journal, brokerage services have not only...

CUJ Q&A: CEO Of Billion-Dollar San Antonio Credit Union Talks About Setting Pricing, Effects From Competition.
June 8, 2006... SAN ANTONIO -- As part of a Credit Union Journal series examining deposit and loan pricing, Jeffrey H. Farber, CEO San Antonio Federal Credit Union, discusses what drives SACU's decisionmaking. CUJ: Are you feeling pressure to raise deposit...

Bankers Want Broad Review Of NCUA's FOM.
June 8, 2006... HARRISBURG, Penn. -- The American Bankers Association asked a federal court here to permit broad discovery, or review, of regulatory documents related to its decision making on field of membership cases, which could open a whole new can of...

Federal Reserve Contracts For Imaging Service.
June 8, 2006... WASHINGTON -- The Federal Reserve said it has entered into a contract with Viewpointe to provide it with image exchange services for the 12 Federal Reserve banks, the nation's largest processors of interbank check payments. The deal will...

Under Pressure from Greens, ING Kills $1.7 Billion Paper-Mill Project.
June 8, 2006... Under pressure from environmental groups, Dutch banking giant ING has agreed to pull its project financing from a controversial $1.7 billion paper-mill project in Uruguay and Argentina. In a recent letter to Friends of the Earth International,...

Noted and Noteworthy.
June 8, 2006... Banks increased their sales of indexed annuities a whopping 67 percent in 2005, to almost $1.6 billion. According to the Quarterly Kehrer-Midwood Financial Bank Index Annuity Sales Report, bank-sold indexed annuity premium, which guarantees a...

Mining Data to Grow Sales: How banks are finding ways to leverage the information they already have to grow investment business.
June 9, 2006... Technology is opening up new ways to segment customer bases for maximum marketing impact. There are ever-expanding privacy rules to abide by, but from a targeting perspective, data mining yields interesting-and often unexpected-results. ...

Family Planning: Bringing your progeny into your practice can be the best form of succession planning.
June 9, 2006... Financial planners would be remiss not to discuss business continuity and succession planning with clients who own their own businesses. After all, such planning is critical to insure a comfortable future for the loved ones they might leave...

Universal Access: Consumers Say They're OK with Master IDs: Unisys says banks are the most trusted to issue and manage cards that allow for universal access to transportation, the Web and public places.
June 9, 2006... Discussion of next generation ID verification often conjures up images of reticent consumers spooked by the intrusiveness of eye scans, national identity cards or even the notion of "being on the grid" and permanently giving away personal...

Performance Management: Judgment Calls: Banks Up Enterprise Appraisals: Institutions are after metrics that provide a broader view of true operational performance that the more traditional bottom line doesn't always show.
June 9, 2006... How are they doing? Banks want to know more than ever. With business and regulatory pressure on margins, capital requirements, risk mitigation and customer attraction/retention, financial services executives are looking behind teller windows...

CUNA Allocates Money To Open House Seats.
June 9, 2006... WASHINGTON -- CUNA began last month targeting several open House races-those with no incumbent running-with campaign funding. Among those candidates receiving CUNA campaign donations were: Albio Sires, a Democratic state Assemblyman running...

House Candidate Gets CU Support In Comeback Bid.
June 9, 2006... SAN DIEGO -- Credit unions have weighed-in heavily in support of an old congressional supporter making a comeback after being ousted from the House in the 2000 elections. CUNA has contributed the maximum $15,000 to the campaign of...

People.
June 9, 2006... SELCO Community CU, named Ramona Mitchell vice president/business loan officer. CUNA Mutual Group, Madison, Wis., announced the retirement of David Cry and named Don Davidson to lead the credit union system relations division. DM...

Marine Sentenced For Bad Checks.
June 9, 2006... CAMP FOSTER, Okinawa -- A Marine private was sentenced to three years in prison and handed a bad conduct discharge after being convicted by a Marine tribunal of larceny and intentionally writing more than $15,000 of bad checks on his Navy FCU...

Falling Dollar, Climbing Debt: In recent years, the dollar's value has been buoyed by huge purchases of U.S. Treasury bills by foreigners. So what happens if they lose their appetite for U.S. debt? It won't be pretty.
June 9, 2006... Like the spendaholic flirting with bankruptcy, the U.S. government's failure to rein in spending and unwillingness to control trade and fiscal deficits is spiraling the nation into an untenable position. Now the consequences-a falling...

Sales & Marketing Automation: Here's a Concept: Burn the Brochure: Forget the print shop. LaSalle Bank uses an automated collateral tool to deliver about $3 million in cost savings and enhanced cross-selling options to its sales teams.
June 9, 2006... Money doesn't grow on trees, but it sure eats up a lot of paper. LaSalle Bank in Chicago found out how much in December, when marketing vp Jack Thurston tallied up how much the $70 billion-asset bank has saved since it quit printing...

Modern Portfolio Theory.
June 12, 2006... This article, the first of two describing theories and techniques for managing investment portfolios, is part of a series of monthly columns presenting lessons from a certificate course offered by the Investment Management Consultants...

Breaking Into the Media: Three steps to getting your first interview and establishing yourself as a local expert.
June 12, 2006... I will let you in on a secret that could have a big impact on the future success of your business: People want to invest their money with a "financial expert"-someone who is recognized and known through the local grapevine as a go-to money...

A Competitor's Gain is Also Bank of Internet's: The branchless $600 million-asset bank says any acceptance of the Web helps his institution's cause.
June 12, 2006... Gary Lewis Evans is running a race where if other runners pick up speed, it's good for him. The president and CEO of Bank of Internet says when banks succeed in luring customers to the Web, it helps his cause, since consumers are more inclined...

Contactless Payments: Visa Wins Faceoff For E-wallets: The firm hopes a pilot program at hockey and basketball games in Atlanta will seed the further development of e-wallet initiatives. It's a market Celent pegs at $24 billion.
June 12, 2006... With its mobile phone payments pilot rating high on the "coolness" factor with Atlanta sports fans, Visa USA is ready to take an even deeper look at bringing the payment model further along. Following a six-month trial in which 150...

Would-Be Robber Tried In Slayings.
June 12, 2006... RACINE, Wis. -- Jury selection began this week in the trial of Wendell McPherson, a Milwaukee man accused in the October 2004 slaying of a woman and her daughter after he fled a failed robbery attempt at Horizon CU. McPherson allegedly ran...

Vandals Shut Telecom Services.
June 12, 2006... LAKE TAHOE, Calif. -- Phone services and online transactions to hundreds of thousands of area residents were disrupted overnight after thieves apparently cut through high-speed telecommunications lines to steal copper for scrap. The incident...

Sunshine State of Emergency: Hurricane Vets Offer Advice: Even Florida Had Something To Learn From Katrina.
June 12, 2006... TALLAHASSEE, Fla. -- It may be called "The Sunshine State" but it's also developed something of a reputation for hurricanes, so it's no surprise that Florida credit unions and the Florida CU League have become de facto experts on disaster...

Rediscovering Old-Fashioned Reliability In A New-Fangled World: 2-Way Radios, Satcom Phones: No Land-Line Phones. No E-Mail. No Cell Service.
June 12, 2006... PASCAGOULA, Miss. -- One contingency credit union disaster plans had not anticipated in the hectic, terrible days after Hurricane Katrina struck the U.S. Gulf Coast in late August of 2005 was just how completely communications would cease....

Mortgages: Quicken Gets New Lead On Locals: A sponsor deal with HomePages allows consumers to access arial maps and neighborhood information. What a way to tap an $11 billion local ad market.
June 12, 2006... Online lender Quicken Loans signed up to become a "premier advertising sponsor" and content provider on HomePages.com, a service of real-estate information company HouseValues, a deal that opens up a new world of information to consumers and an...

Hey, ATM: You Talkin' to Me?: Forget sending letters. Forget that email blast. Personalizing messages to customers at the ATM may be the most effective way to sell your bank's products to existing-and potential-customers.
June 12, 2006... Diebold's new ATM software wants to make direct mail and email promotions obsolete. Instead of wooing clients with new products via methods that can be ignored-letters tossed without being opened and email killed without reading-banks can now...

How Does Your Garden Grow?: Advisers in New Jersey use diverse business strategies to tap their banks' client bases.
June 13, 2006... New Jersey-based advisers Michael Mulligan at Greater Community Bank in Totowa and Bob Walen at First Hope Bank in Sparta, both of whom are Raymond James reps, discuss the secrets to a healthy business. BIC: Tell us a little about your...

Small Business: Entrepreneurs Are Stepping Into The Banks' Spotlight: Institutions like Commerce and National Bank of Canada are centralizing applications to tap a fast-growing segment.
June 13, 2006... It's springtime, but many of Denis Faubert's customers are going south. And by making the trip easier, he hopes to forge lasting relationships that will pay off big in both the short and long term. "Everybody wants to go south of the...

Event-based Marketing: Selling Gets Trigger Happy: New software is improving the opportunity for event-driven sales, and Barclays, BofA, and National Australia Bank are among the financial institutions taking notice.
June 13, 2006... In the earlier years of CRM, a huge deposit, withdrawal or transfer was a possible signal that a customer was preparing to make a larger financial move, prompting a bank to contact that customer for cross selling. And while these "event...

Storm Front.
June 13, 2006... Free Back-up E-mail Offered TALLAHASSEE, Fla.-The Florida Chamber of Commerce is offering a free emergency e-mail protection service available to all Florida businesses during the 2006 Hurricane Season. The "Digital Disaster...