Risk & Insurance articles from October 2008

Risk & Insurance archives from October 2008

R.N.: risk nursing.
October 1, 2008... R.N. doesn't stand for registered nurse anymore; how about risk nursing? Then the initials could represent the huge shortage of skilled nurses already facing the medical care industry. It's a truism that nurses do a lot of the heavy lifting...

Present, but not.(NEWS & NOTES)
October 1, 2008... Presenteeism might be more of a concern to employers than absenteeism, according to a recent survey by Cigna Corp. The 1,149 part and full-time employees surveyed admitted to spending 2.5 to 5 hours a week resolving personal issues at work. ...

Calif. adds comp bill.(NEWS & NOTES)
October 1, 2008... California workers' compensation permanent disability benefits could double over three years if a bill adopted by state legislators is approved by Gov. Arnold Schwarzenegger. California Senate Bill 1717 would increase the number of weeks...

Premiums up, profits not.(NEWS & NOTES)
October 1, 2008... Recent consolidated underwriting results from the Reinsurance Association of America found premiums were up but profitability was down in the first half of 2008. For a group of 20 U.S. property/casualty reinsurers, the RAA reported...

Target settles suit.(NEWS & NOTES)
October 1, 2008... Target Corp. has settled a class-action lawsuit with the National Federation of the Blind, which claimed the retailer's Web site had barriers that prevented full access for the blind. Target will establish a $6 million fund for claimants and...

Dems support cat fund.(NEWS & NOTES)
October 1, 2008... The Democratic Party adopted on the first day of its August convention a platform that calls for the creation of a national catastrophe fund. An advocate for the program, ProtectingAmeriea.org, claims the move was a first for a major political...

Covering the graveyard shift.(PROFESSIONAL LIABILITY)
October 1, 2008... It's a scene that plays out in hospitals every day around the country--overworked nurses struggle to keep up with a floor crowded with patients, more than they can handle. After a while, the nurses are unable to check on patients as often...

A test of Side-A coverage.(PROFESSIONAL LIABILITY)
October 1, 2008... The claims that are starting to pour into insurance companies responsible for covering directors and officers of financial companies caught up in the subprime lending scandal are expected to test Side-A coverage of the D&O policies, experts...

Sub-prime and E&O.(PROFESSIONAL LIABILITY)
October 1, 2008... The current subprime mortgage crisis is in a number of ways reminiscent of the savings and loan crisis in the late 1980s and early 1990s. In many ways, the current credit crisis is the result of the failure to recall the lessons of the last...

A heroes welcome.(IN-DEPTH SERIES)
October 1, 2008... Veterans from U.S. conflicts enter the workforce by the thousands, some with physical injuries and others with latent, undetected mental wounds. MetLife shares its insight into this considerable disability-related issue for employers. To read...

FMLA changes and new state laws.(IN-DEPTH SERIES)
October 1, 2008... Having an employee off work due to medical, behavioral health, disability, personal, family or other reasons just became more expansive and more complicated thanks to recent changes in the federal FMLA and revised state laws. To read the...

Eliminating claims payment and submission mistakes.(HEALTHCARE)
October 1, 2008... Insurers and providers are wasting billions of dollars disputing and reconciling claims submissions. A large majority of the errors and costs are simply due to mistakes by insurers in paying a claim and mistakes by providers in submitting them....

Aon-Benfield: buyers' or sellers' gain? With Aon now owning nearly one out of every two brokered reinsurance transactions, the question is what does that mean for buyers?(UP FRONT: News, Updates and Other Emerging Strategies from Around the World)
October 1, 2008... [ILLUSTRATION OMITTED] For the existing clients of Aon and Benfield, the deal's a good one as Aon had a traditional strength in the casualty reinsurance market and Benfield was entrenched in the property reinsurance markets. The merger...

Healthcare cost increases continue to decline: expected average increase is 10.6 percent, lowest in recent years, according to Aon Consulting.(UP FRONT: News, Updates and Other Emerging Strategies from Around the World)
October 1, 2008... It may not bring the wave of relief employers would love to experience, but the latest healthcare cost survey from Aon Consulting Worldwide shows increases are the lowest they've been since 2001. The division of Aon Corp. began the survey...

Yet another insurer legal victory: insurance company squares off against the state of Louisiana in another Katrina case, wins key appeal.(UP FRONT)
October 1, 2008... [ILLUSTRATION OMITTED] Allstate Insurance Co. and other industry defendants won a decision to keep an antitrust case against them in federal court, where they could have a better chance of killing it as early as this November. The...

Sasquatch watch: a Georgia police officer gets axed for his role in a bigfoot scam.(UP FRONT)
October 1, 2008... At first glance, the curious contention over the summer of two men that they found Bigfoot in the Georgia mountains is just what it seems to be: two goofballs trying to make a little extra cash and get some publicity in the process. Matthew...

Allied World's U.S. play: the Bermuda-based insurer looks to expand its footprint in the U.S. with the acquisition of Connecticut-based Darwin.(UP FRONT)
October 1, 2008... [ILLUSTRATION OMITTED] Allied World Assurance Company's acquisition of Connecticut-based Darwin Professional Underwriters will more than double the Bermuda-based insurer's U.S.-based revenues as the company builds upon its strategy to...

The lap of luxury: as the size of yachts being built these days increases--some are the size of small cruise ships--so do the risks their owners face.(BROKERS: People, Ideas and Trends shaping the Brokerage Community)
October 1, 2008... A yacht is the ultimate status symbol, one that makes a Ferrari Enzo or a multimillion-dollar home pale in comparison. Cruising the high seas--with not a paparazzo, business dispute or Los Angeles traffic jam in sight--is how the wealthy wish...

A stimulating debate.(WORKERS' COMP)
October 1, 2008... Differences in opinion about a costly medical procedure have riven the medical community, set treatment guidelines partly against one another, and are giving headaches to workers' compensation insurers. This appears to be a recondite topic...

Games of risk ... and insurance.(ROGER ON RISK)
October 1, 2008... My favorite board game is Risk. I have played it since I was a child, when the pieces representing the armies were made of wood: hearts of oak had our men. Today, they are puny pieces of plastic. Risk is a game of world conquest. You win by...

Means to an end.(RISK MANAGEMENT)
October 1, 2008... We all know that the fastest and cheapest way to get a ear is to stem it. So, does that mean that anything is acceptable if it leads to a successful result? Should we applaud success no matter how it is achieved? Should we, employees,...

New for the sake of new.(RISK INNOVATION)
October 1, 2008... Innovation is often viewed similarly to the age old call for adding value at every turn. Both concepts seem dog eared and overused. Perhaps it's because those of us in the business of risk often don't know how to respond to the call. It seems...

A rose is a rose.(THE LAW)
October 1, 2008... Pennsylvania appellate courts recently joined a trend in holding that insurers must provide coverage for intentional acts--despite "intentional acts" exclusions! David Potter, 27, a patron at Fat Daddy's nightclub in York, Pa., became unruly...

A pain in the ...(BROKERAGE)
October 1, 2008... For the most part, my wife is a patient woman. I could give numerous examples of why this is so, but the simple fact that she's put up with my quirks and foibles for so many years is proof enough. Lately though, her equanimity has been put...

Managing, the mind and body: aggressive intervention gives employers a way to boost productivity among at-risk workers.(PERSPECTIVES)
October 1, 2008... When it comes to workplace productivity and employee well-being, employers who ignore the mind-body relationship do so at their own peril. Consider these findings: * Workers with stressful jobs are more than twice as likely to die of heart...

Inside the nature of inspiration: Gisele Posey was introduced to co-workers more than three years ago as the woman who was going to save Kindred Healthcare $10 million. In three years she produced savings that tripled that expectation and is on the hunt for more.(Cover story)
October 1, 2008... It can happen at any point, really, in any organized human educational endeavor. You could be sitting in an audience, perhaps it's a university lecture hall, perhaps it's the antiseptic and uninspiring space of the meeting room of a...

Flight of the high performers: a new survey finds that nearly half of high performers are actively looking for other jobs. Why are they seeking greener pastures and what are companies doing to keep them?(EPLI)(Company overview)
October 1, 2008... Summary * Companies need to pay more attention to their high performers, before they leave for greener pastures. * Some companies are catching onto the dangers of this negligence and are implementing programs to engage these employees...

Scoping claims contentions: oh, where did those golden days of property claims go when risk managers, adjusters and insurers held hands, sung the Coca-Cola song and strolled through a settlement to the satisfaction and betterment of all?(CLAIMS)
October 1, 2008... Summary * Some property policyholders dream of a yesteryear when claims went smoothly, quickly and generously. * Claims experts discuss whether such a golden era existed and if claims are more contentious today than ever. ...

Comp world going global: rising percentage of immigrants in the workforce raises new issues for insureds and carriers, as language and legal status vex players.
October 1, 2008... Summary * As a percentage of the U.S. workforce, immigrant workers increased by 17 percent over the past three years. * According to the Bureau of Labor Statistics, immigrants now make up 12 percent of the active U.S. workforce, or...

Mending the fences: respected, long-term volunteers may resist, but background checks for almost all volunteers at nonprofit organizations are a must, according to experts.(SPECIAL REPORT: LIABILITY)
October 1, 2008... Summary * A new study finds that 27 percent of nonprofits don't conduct any sort of background check when they take on a volunteer. * Organizations have numerous ways at their disposal to implement background checks for long-term...

How to tackle collateral issues: every policyholder would like to know how to get their insurance collateral obligations reduced, particularly during a capital crisis. Here's how.(SPECIAL REPORT: LIABILITY)
October 1, 2008... Summary * Posting collateral for insurance requirements can pose a serious burden for many companies, limiting their borrowing capability, ability to invest in themselves and access new insurance markets. * Risk managers might do well...

The never ever eleven: the danger that a "never event" can become an exposure against which hospitals cannot defend has some risk managers wondering whether hospitals will be bearing the brunt of strict liability in which juries have only to find that a tort happened.(INDUSTRY RISK REPORT: HEALTHCARE)
October 1, 2008... Summary * Beginning on Oct. 1, Centers for Medicare & Medicaid Services will refuse to pay for 11 conditions it identifies as "reasonably preventable." * Healthcare risk managers say the ramifications of these rules may be too...

Directory: technology.(Directory)
October 1, 2008... Below are paid listings of specialty software packages for the insurance companies, risk managers and brokers. This guide is not intended to be a complete directory but is an overview of some of the packages available. Suppliers themselves have...

Upcoming events.(Calendar)
October 1, 2008... OCTOBER 2-5 ASHRM Conference The American Society for Healthcare Risk Management will host its 2008 Annual Conference and Exhibition for risk management professionals at the Hynes Convention Center in Boston. For more...

Time for risk mgmt. to assert itself.
October 15, 2008... The reports on Hurricane Ike were ominous: A potential loss of $100 billion sent insurance executives looking for the CAT modeling experts. Most insurers knew well their exposures and had planned for losses. In the end, the total losses might...

Ike losses estimated.(NEWS & NOTES)
October 15, 2008... U.S. onshore and offshore insured losses from Hurricane Ike are estimated at between $7 and $12 billion, according to modeler Risk Management Solutions Inc. The mid-September estimate, revised downward, is based on analysis of damage reports,...

RIMS: employers' call.(NEWS & NOTES)
October 15, 2008... Employers have an obligation to establish policies to protect employees and guests on their premises in order to limit the potential for workplace violence, according to the Risk and Insurance Management Society Inc. The RIMS statement said...

A reality health check.(NEWS & NOTES)
October 15, 2008... A Woodland Hills, Calif., healthcare insurer will pay $25 million to settle allegations of unfair claims handling and policy cancellations. The California Department of Insurance announced Health Net Inc. will be required to pay $14.2 million...

Correction.(NEWS & NOTES)(Correction notice)
October 15, 2008... In the Sept. 15, 2008 issue of Risk & Insurance[R], the list of winners for the Risk Innovator awards in the Manufacturing category should have included Robert Restivo, director of welfare programs at General Dynamics Corporation. Risk &...

Suit settled.(NEWS & NOTES)
October 15, 2008... A former chief executive of UnitedHealth Group Inc. has agreed to pay $30 million to settle a shareholder lawsuit accusing him of improperly manipulating stock-options awards. The terms of a pact with William McGuire were announced in...

Ironshore closes deal.(NEWS & NOTES)
October 15, 2008... Bermuda-based insurer Ironshore has completed its purchase of Pembroke Managing Agency Limited, which manages Lloyd's Syndicate 4000. The transaction with Chaucer Holdings PLC was announced on July 1, and finalized Sept. 9. Pembroke Managing...

A farmer's almanac for the technology era.(CATASTROPHES)
October 15, 2008... By definition, natural disasters are infrequent events that cause severe loss, injury, or property damage to a large population of exposures. They are hard to predict in both timing and frequency, and even harder from which to recover. For...

Innovation in CAT trading.(CATASTROPHES)
October 15, 2008... Trading volume of CHI contracts on CME has been impressive for a new product. In the first seven months of 2008, more than 31,000 contracts were traded with a notional amount of risk close to $60 million changing hands. As Hurricane Gustav...

Getting injured on the job like a rockstar.(WORKERS' COMP)
October 15, 2008... The analysis of government data by researchers from The George Washington University Medical Center concluded that excessive alcohol use is costing U.S. employers billions in lost productivity, workers' compensation and additional health care...

Vetting violent employees.(WORKERS' COMP)
October 15, 2008... Employers are continuing to make progress in preventing violence in the workplace, according to a recent study by the National Council on Compensation Insurance. According to the report, significant gains are being made in reducing workplace...

Cyber slumber.(LIABILITY)
October 15, 2008... It's a bold statement, but one that needs to be said--traditional insurance polices were written for a world that no longer exists. In today's business environment, most organizations are based on a data-driven, network-dependent model that has...

For cedants a Rendez Vous with a happy ending reinsurance rates expected to continue their slide as capacity remains plentiful.(UPFRONT: News, Updates and Other Emerging Strategies from Around the World)
October 15, 2008... MONTE CARLO -- Jan. 1, 2009, is one renewal date that this year can't come soon enough for cedants. With a market awash in capacity, no natural catastrophe to deplete industry coffers with burdensome claims and primary insurers taking higher...

How businesses got it right with Ike: Hurricane Ike provided corporations in the Houston area with their first real business continuity test.(UPFRONT: News, Updates and Other Emerging Strategies from Around the World)
October 15, 2008... [ILLUSTRATION OMITTED] HOUSTON -- As days passed after Hurricane Ike made landfall on Saturday, Sept. 13, some businesses sat in the dark, literally and figuratively. They waited for power to turn back on. In doing so, they were perhaps...

AIG's troubles open up the market for certain buyers: with the exception of some specialty lines coverage and companies with the largest, most complex risks, buyers have plenty of options.(UPFRONT)
October 15, 2008... The blows, when they began falling, were heavy and bone rattling. A first quarter 2008 loss, reported in May, of $7.81 billion, followed in August by another haymaker, the announcement of a $5.36 billion second quarter loss. Those are...

Soft in the middle, hard around the corner: broker executives see no end in sight to the current soft market--until something sends the industry over the edge into a hard market, that is.(BROKERS: People, Ideas and Trends shaping the Brokerage Community)
October 15, 2008... [ILLUSTRATION OMITTED] It might be stating the obvious at this point. The market is soft. "The fire sale continues. Enjoy it while you can," said Peter Austen, president and CEO, Willis of Pennsylvania. But what sets this market...

Integro Ltd.(BROKER MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] Integro Ltd. has announced that its president, PETER GARVEY has assumed the additional responsibility of chief executive officer. Former CEO Roger Egan resigned from the position in early September. Garvey has served...

Marsh.(BROKER MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] Marsh has hired BERTIL OLSSON as energy leader of the U.S. Energy, Mining & Power Practice. Olsson joins Marsh from Willis Global Energy where he was executive vice president and practice leader for its Houston...

Lockton: Brian Neary.(BROKER MOVES)
October 15, 2008... BRIAN NEARY has joined Lockton in Washington, D.C., as a vice president and producer in the firm's employee benefits consulting practice. Prior to joining Lockton, Neary was a worldwide partner for Mercer Health & Benefits, serving as a senior...

Lockton: Orlando Rodriguez.(BROKER MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] ORLANDO RODRIGUEZ was named vice president, unit manager, for the Connecticut-based Commercial Insurance team at Lockton. He will oversee Orlando Rodriguez commercial account activity across the Northeast region....

Lockton: Stephen L. Doherty.(BROKER MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] Lockton also announced that its Denver office gained the addition of STEPHEN L. DOHERTY as a producer for all property/casualty lines. He brings 15 years of consulting experience, including time spent at Strategic...

Aon Construction Services Group.(BROKER MOVES)
October 15, 2008... KAREN REUTTER has joined Aon Construction Services Group as senior vice president. Prior to joining Aon, Reutter was employed with Willis, where she specialized in large accounts and national homebuilders. She also worked for the construction...

Willis Group Holdings.(BROKER MOVES)
October 15, 2008... Willis Group Holdings appointed CHRIS LORSUNG as leader of the company's Minneapolis Commercial Construction Practice, effective immediately. He will retain his title of senior vice president, Willis of Minnesota Inc. Lorsung joined Willis in...

Tribal Nation Insurance Services.(BROKER MOVES)
October 15, 2008... PATRICK JEWELL is the new senior vice president of Tribal Nation Insurance Services, a subsidiary of Beecher Carlson that provides services specifically targeted to Tribal Nations. Jewell has more than two decades of experience in Tribal...

Marsh & McLennan Cos.(BROKER MOVES)
October 15, 2008... ORLANDO D. ASHFORD was appointed senior vice president of human resources for Marsh & McLennan Cos., parent company of brokerage firm Marsh. Ashford last served as group director of human resources for Eurasia and Europe for the Coca-Cola Co.

Karen Mildenhall.(BROKER MOVES)
October 15, 2008... KAREN MILDENHALL was named executive vice president of Aon Construction Services Group and resident managing director of Aon Risk Services in Phoenix. Besides heading the construction team, Mildenhall has operational responsibilities in Phoenix...

High tech sleuthing.(WORKERS' COMP)
October 15, 2008... The adjuster on the file noticed a few red flags. The claimant's soft tissue injuries lingered longer than typical for the nature of his injuries. He rarely was at his Florida home when the adjuster attempted to contact him. So, an...

Stinking badgers.(ROGER ON RISK)
October 15, 2008... When I tell people I'm a writer, they look over my shoulder and spot someone they have to talk to right away. I understand. I would be the first to admit that writing is a tap dance. Any distaste you may feel for a man who makes his living...

Mr. Fleming's riposte.(BROKERAGE)
October 15, 2008... It's satisfying to know that the blood still boils or at least simmers at the Risk and Insurance Management Society Inc. Witness the reaction of Terry Fleming, RIMS' director of external affairs, to my recent piece on contingency compensation....

The gut whisperer.(RISK MANAGEMENT)
October 15, 2008... This winter I went 'canyoning' in the majestic rainforests of Costa Rica. This sport entails climbing very high waterfalls. At the top, you are strapped to a rope, you stand backward with your toes clinging to the edge of the slippery cliff...

Sex text.(THE LAW)
October 15, 2008... Let me see if I have this right. You use an employer-provided text messaging service to send sexually explicit messages totally unrelated to work. Your employer then catches you. You're toast, right? Wrong, according to a recent federal circuit...

A model defense.(RISK INNOVATION)
October 15, 2008... Risk modeling is the key to successful risk management. Not quite. Not even close. It has been headline news for most of this year, though. "Risk models got it wrong," the headlines said. Billions were written off or lost. Chief Risk...

Mission: risk ready: the U.S. Navy sets itself apart from other military branches by its risk management focus on individual risk. It sets itself apart from any form of corporate risk management because some of its pilots are landing jets onto pitching aircraft carriers, and for other reasons too.(Cover story)
October 15, 2008... [ILLUSTRATION OMITTED] Remember that 1986 movie Top Gun with Tom Cruise as Maverick, Anthony Edwards as his sidekick Goose, and other soon-to-be TV and movie stars? These elite jet fighter pilots got their jollies competing with one...

A conference to bet on: when it comes to workers' comp, here's a hand to double down on: a gathering of the nation's foremost experts on everything from claims management to return-to-work.(WORKERS' COMPENSATION/DISABILITY)
October 15, 2008... [ILLUSTRATION OMITTED] BY NATIONAL WORKERS' COMPENSATION AND DISABILITY CONFERENCE[R] & EXPO STAFF Hopefully what happens in Vegas won't stay in Vegas. At least when it comes to the workers' compensation knowledge to be learned there...

Workers' comp changes ahead: changes to the legal terrain on both federal and state levels pose a challenge to workers' comp stakeholders, The slowing decrease in claims frequency and all its reasons pose another.(WORKERS' COMPENSATION)
October 15, 2008... [ILLUSTRATION OMITTED] Human resources and workers' comp offices around the country are waiting to see how their obligations will change when the ADA Amendments Act is signed into law. The House unanimously adopted the Senate version of...

Trial by science: a scientific perspective on predicting jury behavior and hopefully cutting costs at a time when verdicts can mean the difference between tens of thousands of dollars or millions of dollars.(LEGAL)
October 15, 2008... [ILLUSTRATION OMITTED] The intervention by psychological research into assessing litigation exposure is generally considered to have begun in the late 1970's, although the study of jury psychology dates back to the 1950's with Hans...

Preparing for product liability, beyond recall: business continuity management can solve your business' potential and live-action crises, from product liability and recalls to international intellectual-property issues. You just have to know which standards to follow.(LIABILITY)
October 15, 2008... [ILLUSTRATION OMITTED] Business continuity management has never been more important than it is today. Product liability and recall and their potential to disable a business and cause permanent damage are ever-present dangers. New standards...

Mass producing ergonomics: two of the world's largest automakers are also two of the biggest success stories when it comes to ergonomics and worker safety.(SAFETY)
October 15, 2008... [ILLUSTRATION OMITTED] Often the work safety argument is couched as the dichotomy between people and technology, with one always being more important than the other in producing results. But as the examples of Ford and Honda demonstrate,...

Wrestling with an insidious illness: chronic pain costs the workers' compensation system hundreds of millions of dollars every year, yet a coherent approach to the disease appears lacking.(IN-DEPTH)
October 15, 2008... [ILLUSTRATION OMITTED] On any given day in the United States, about 500,000 injured workers are being treated for chronic pain, experts estimate. Many of these workers have already gone on to the permanent disability ranks. But the...

Disinherit the wind: Disney's Steve Wilder knew that the company's Walt Disney World in Orlando was a good hurricane risk. All he had to do was collect the massive amounts of data necessary to prove it.(SPECIAL REPORT: ALTERNATIVE RISK/CAT)
October 15, 2008... [ILLUSTRATION OMITTED] As a risk manager for the Disney Co., one of the largest and most advanced entertainment companies in the world, Steve Wilder has more than a few things going for him. The list is long, but first, the former...

Talking the talk and walking the walk: European reinsurance executives hang tough and promise to turn their backs on unprofitable business.(SPECIAL REPORT: ALTERNATIVE RISK)
October 15, 2008... Reinsurance prices are declining, and the boys at Swiss Re have just about had enough. They're not going to play any longer. They'd rather walk away instead of haggling with cedants over $10 million here and $10 million there--Monopoly money in...

Pushing the limit: wells four miles below the surface pose new challenges, as oil and gas multinational companies look to the commercial insurance market and strong safety records keep prices reasonable.(INDUSTRY RISK REPORT: ENERGY/OIL & GAS)
October 15, 2008... [ILLUSTRATION OMITTED] American motorists paying $4 a gallon for gas can have some far reaching impact. The once nearly universal taboo against shallow water offshore drilling could go by the wayside as politicians want to be appear...

Industry risk report energy/oil & gas.
October 15, 2008... INDUSTRY RISK REPORT ENERGY/OIL & GAS The nation's oil and gas sector may be raking In record profits with oil hovering at around $100 a barrel. But that doesn't make it any easier when it comes to managing the industry's risks. From...

Workers' compensation & directory.(Directory)
October 15, 2008... WORKERS' COMPENSATION & DIRECTORY Below are paid listings of vendors and their booth numbers at the 1611 Annual National Workers' Comp and Disability Conference. This guide is not intended to be a complete directory. Suppliers...

American International Group Inc.(EXECUTIVE MOVES)
October 15, 2008... EDWARD M. LIDDY has been elected chairman and chief executive officer of American International Group Inc., succeeding Robert B. Willumstad. Liddy was chairman and CEO of Allstate from 1999 until 2006 and president and chief operating officer...

The Hartford Financial Services Group Inc.: Dan Brown.(EXECUTIVE MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] The Hartford Financial Services Group Inc. has appointed DAN BROWN to the new role of senior vice president of Industry Markets. Brown, who joined The Hartford in 1989, most recently served as head of sales and...

The Hartford Financial Services Group Inc.: Juan Andrade.(EXECUTIVE MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] Also at The Hartford, JUAN ANDRADE was named executive vice president of sales and distribution, succeeding Brown. Andrade most recently served as leader of The Hartford's claim organization. He joined The Hartford...

The Hartford Financial Services Group Inc.: Andy Pinkes.(EXECUTIVE MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] ANDY PINKES will assume the position of executive vice president of claims, succeeding Andrade. Pinkes will continue his stewardship of the company's P/C run-off operations, a role he took on in 2005 after joining...

The Hartford Financial Services Group Inc.: Brian O'Connell.(EXECUTIVE MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] The Hartford also named BRIAN O'CONNELL to the newly created position of senior vice president and Brian O'Connell chief information officer. He previously served as chief information officer for The Hartford's life...

AXA Equitable Life Insurance Co.(EXECUTIVE MOVES)
October 15, 2008... [ILLUSTRATION OMITTED] MICHAEL ARCARO was named vice president of external affairs for AXA Equitable Life Insurance Co. He will report to CHRIS WINANS, who joined the company in August as senior vice president of external affairs. Arcaro...